868 Cherokee Ln, Chilhowie, VA 24319 Property Records

Smyth County property record for 868 Cherokee Ln, Chilhowie, VA 24319

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,839 sqft · built 1989
Lot Size7.42 acres (323,215 sqft)
Owner2 Individual Names on File
Tax Bill$3,383 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN66G-1-5

Property Details

APN / Parcel Number

Primary APN66G-1-5
Alternative APN
  • 149778

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,839 sqft Living Area
Gross Area5,200 sqft
1st Floor Area2,827 sqft
Basement Area1,414 sqft
Unfinished Basement1,414 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area323,215 sqft (7.42 acres)
Garage Area1,224 sqft
PorchPorch
Porch Area195 sqft
Patio Area942 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Account Number149778
Street Address868 CHEROKEE LN
CityCHILHOWIE
StateVA
Zip24319-5521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG B PARKS SR EST ROBERTSON TR 66G 1 5
JurisdictionSMYTH VA
Township / Civil DivisionRYE VALLEY
Census Block Group1
Census Block1007
Census Tract30702

Owner

868 Cherokee Ln, a single family home, is owned by two individuals.

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address384 MOSELEM SPRINGS RD, SHOEMAKERSVILLE, PA 19555-9424
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMYTH VA
Recording DateJul 21, 2022
Property Address868 CHEROKEE LN, CHILHOWIE, VA 24319-5521
Document Number001088/251
Book / Page1088 / 251
Instrument DateJul 21, 2022
Instrument220001822
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 MOSELEM SPRINGS RD, SHOEMAKERSVILLE, PA 19555-9424

Mortgage

Document Number0220001823
DateJul 21, 2022
Instrument220001823
Lender
NameCARDINAL FINANCIAL COMPANY LP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term172 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 868 Cherokee Ln was $3,383, up 16.9% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySmyth County
Unified School DistrictSmyth County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,383.00 (+16.94%)$490,400 (-) Land $52,900 Building $437,500$490,400 (-) Land $52,900 Building $437,500
2025$2,893.00$490,400 Land $52,900 Building $437,500$490,400 Land $52,900 Building $437,500
2023$2,473.00$358,000 Land $48,900 Building $309,100$358,000 Land $48,900 Building $309,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 868 Cherokee Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1989–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 868 Cherokee Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 81% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Point Broadband
Fiber
1,000 / 1,000
SmythNet
Fixed Wireless
100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cherokee Ln

Nearby Streets

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