Monroe County property record for 868 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,476 sqft · built 1971 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,428 (2024) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00192210-000000 |
| Primary APN | 00192210-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 308 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1254088 |
|---|---|
| Old Parcel Number | 35662800192210000000 |
| Street Address | 868 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 17 SUMMERLAND KEY COVE ADDITION #5 PB5-40 SUMMERLAND KEY OR509-113 OR1401-2137 OR1401-2138 OR1401-2139 OR3048-2495 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #5 |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 971502 |
868 Caribbean Dr E is owned and occupied by two individuals who acquired it in May 2024.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 868 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2024 |
| Deed Sale | May 1, 2024 |
| Prior Sale | May 3, 1996 · Amount on File |
| Deed Document Number | 0030482495 |
| Deed Book / Page | 3048 / 2495 |
| Prior Transfer Date | Oct 7, 2020 |
| Prior Transfer Doc | 2285124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 7, 2020 |
| Property Address | 868 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4817 |
| Document Number | 0030482495 |
| Book / Page | 3048 / 2495 |
| Map Reference | MB 5 PG 40 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2285124 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4361 PECKERWOOD RD, 4361, GIUSVILLE, GA |
| Name | Verified Name |
|---|---|
| Address | 868 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4817 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $516,499 | $961,925 Land $717,750 Building $244,175 | |
| 2024 | $4,428.00 (+4.71%) | ||
| 2023 | $4,229.00 (+2.9%) Homeowner's exemption | $487,324 (+3%) | $891,985 (+19.66%) Land $659,025 Building $232,960 |
| 2022 | $4,110.00 Homeowner's exemption | $473,131 | $745,405 Land $508,950 Building $236,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 868 Caribbean Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 868 Caribbean Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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