Banks County property record for 868 Bell Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,205 sqft · built 1994 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,070 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B09 071 |
| Primary APN | B09 071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,205 sqft Heated Area |
| 1st Floor Area | 2,205 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Area | 644 sqft |
| Pool Area | 500 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Canopy | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2172 |
|---|---|
| Street Address | 868 BELL RD |
| City | LULA |
| State | GA |
| Zip | 30554-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR A PBA-14 |
| Legal Tract | A |
| Jurisdiction | BANKS GA |
| Township / Civil Division | MAYSVILLE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 970300 |
868 Bell Rd is owned and occupied by an individual who acquired it in September 2020.
Source: Banks County records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 868 BELL RD, LULA, GA 30554-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2020 |
| Deed Sale | Sep 9, 2020 |
| Deed Document Number | 0000487706 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 868 BELL RD, LULA, GA 30554-4003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 868 BELL RD, LULA, GA 30554-4003 |
| Document Number | 0000000512/0000000311 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 0000000512/0000000311 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 868 Bell Rd was $2,070 with exemptions applied, up 9.3% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,070.00 (+9.29%) Homeowner's exemption Disabled Person's exemption | $133,943 (+15.33%) Land $11,238 Building $122,705 | $334,859 (+15.33%) Land $28,096 Building $306,763 |
| 2024 | $1,894.00 (+88.83%) Homeowner's exemption Disabled Person's exemption | $116,142 (+33.05%) Land $10,217 Building $105,925 | $290,355 (+33.06%) Land $25,542 Building $264,813 |
| 2023 | $1,003.00 (-14.78%) Homeowner's exemption Disabled Person's exemption | $87,289 (+14.81%) Land $8,019 Building $79,270 | $218,221 (+14.81%) Land $20,047 Building $198,174 |
| 2022 | $1,177.00 Homeowner's exemption | $76,026 Land $7,725 Building $68,301 | $190,066 Land $19,313 Building $170,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 868 Bell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 868 Bell Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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