868 Bell Hill Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 868 Bell Hill Rd, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,080 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Jul 2021)
Tax Bill	$968 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455002593876000`

Property Details

APN / Parcel Number

Primary APN	`455002593876000`
Alternative APN	`55122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,080 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	230 ft Width
Garage Type	Mixed
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	200 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55122
Street Address	868 BELL HILL RD
City	MURPHY
State	NC
Zip	28906-7324
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FR WATSON 1616/929
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1002
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	868 BELL HILL RD, MURPHY, NC 28906-7324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	4605
Deed Book / Page	1685 / 792
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 9, 2021
Property Address	868 BELL HILL RD, MURPHY, NC 28906-7324
Document Number	1685/792
Book / Page	1685 / 792
Instrument Date	Jul 9, 2021
Instrument	4605
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	868 BELL HILL RD, 868, MURPHY, NC 28906-7324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 BELL HILL RD, MURPHY, NC 28906-7324

Mortgage

Document Number	1685795
Date	Jul 9, 2021
Instrument	1685/795

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 28, 2019
Property Address	868 BELL HILL RD, MURPHY, NC 28906-7324
Document Number	01616/0929
Book / Page	01616 / 0929
Instrument Date	Jun 20, 2019
Instrument	02859
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 COUNTRY MOUNTAIN RIDGE DR, 124, MURPHY, NC 28906-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 BELL HILL RD, MURPHY, NC 28906-7324

Mortgage

Document Number	02860
Date	Jun 28, 2019
Instrument	02860

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00	$133,320 (-2.41%)	$133,320 (-2.41%) Land $24,210 Building $109,110
2023		$136,610	$136,610 Land $24,210 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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