868 45TH ST OAKLAND CA 946083412, OAKLAND, CA 94608-3412
Mortgage
Document Number
214891
Date
Oct 22, 2019
Instrument
214891
Lender
Name
CALIBER HM LOANS
Type
Funding / Finance Company
Address
COPPELL, TX 75019
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Oct 21, 2049
April 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ALAMEDA CA
Property Address
868 45TH ST, OAKLAND, CA 94608-3412
Document Number
0000078286
Instrument Date
Apr 25, 2019
Transaction Type
Mortgage
Record Updated
May 15, 2019
Title Company
STEWART TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
868 45TH ST EMERYVILLE CA 946083412, EMERYVILLE, CA 94608-3412
Mortgage
Document Number
0000078286
Date
Apr 30, 2019
Instrument
78286
Lender
Name
LEONID POLISHUK
Address
14 FIELDSTONE CT, LAKE HARMONY, PA 18624
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
January 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ALAMEDA CA
Property Address
868 45TH ST, OAKLAND, CA 94608-3412
Document Number
0000023539
Instrument Date
Jan 31, 2019
Transaction Type
Mortgage
Record Updated
Feb 21, 2019
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
868 45TH ST OAKLAND CA 946083412, OAKLAND, CA 94608-3412
Mortgage
Document Number
0000023539
Date
Feb 4, 2019
Instrument
23539
Lender
Name
ANALISA ANTHONY
Address
619 15TH ST # 6, OAKLAND, CA 94612-1223
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
August 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ALAMEDA CA
Property Address
868 45TH ST, OAKLAND, CA 94608-3412
Document Number
0000167823
Instrument Date
Aug 13, 2018
Transaction Type
Mortgage
Record Updated
Nov 22, 2018
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO RESID'
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
869 45TH ST OAKLAND CA 946083411, OAKLAND, CA 94608-3411
Mortgage
Document Number
0000167823
Date
Aug 28, 2018
Instrument
167823
Lender
Name
JIMMY HUI
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 868 45th St was $13,138 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
Property Jurisdictions
Type
Name
State
California
County
Alameda County
Municipality
Oakland City
Unified School District
Oakland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$892,092 (+1.21%)Land $269,727Building $629,365
2025
$13,138.00Homeowner's exemption
$881,465Land $264,439Building $617,026
2023
$13,336.00Homeowner's exemption
$847,242Land $254,172Building $593,070
$878,580
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 868 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (1983)
Most Recent Claim
Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 868 45th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity Cable
2,000 / 250
Sonic Telecom Fiber
1,000 / 1,000
Unwired Fixed Wireless
300 / 25
Verizon Fixed Wireless
300 / 20
Etheric Networks Fixed Wireless
250 / 100
T-Mobile Fixed Wireless
100 / 20
May also be available: GeoLinks, Google Fiber, Sail Internet.