86795 Riverwood Dr, Yulee, FL 32097 Property Records

Nassau County property record for 86795 Riverwood Dr, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,584 sqft · built 2005
Lot Size0.487 acres (21,256 sqft)
OwnerIndividual Name on File
Last Sale$260,600 (Dec 2005)
Tax Bill$2,601 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN38-2N-27-1332-0129-0000

Property Details

APN / Parcel Number

Primary APN38-2N-27-1332-0129-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,584 sqft Heated Area
Gross Area3,358 sqft
1st Floor Area2,584 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area21,256 sqft (0.487 acres)
Garage Area542 sqft
PorchOpen Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address86795 RIVERWOOD DR
CityYULEE
StateFL
Zip32097-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 129 IN OR 1376/166 MEADOWFIELD #3 PB 6/321-323
Legal Range27E
Legal Township02N
Legal Section38
Legal SubdivisionMEADOWFIELD #3
Legal Lot Number129
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50309

Owner

86795 Riverwood Dr is owned and occupied by an individual who bought it in December 2005.

Source: Nassau County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address86795 RIVERWOOD DR, YULEE, FL 32097-6418
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2005 · Amount on File
Deed SaleDec 22, 2005 · Amount on File
Deed Document Number0001376166
Deed Book / Page1376 / 166
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address86795 RIVERWOOD DR, YULEE, FL 32097-6418
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address86795 RIVERWOOD DR, YULEE, FL 32097-6418

Mortgage

Document Number0024451159
DateMar 24, 2021
Book Page2445/1159
Instrument202145010551
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address86795 RIVERWOOD DR, YULEE, FL 32097-6418
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023851005
DateAug 20, 2020
Book Page2385/1005
Instrument202045026059
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 86795 Riverwood Dr was $2,601 with a homeowner's exemption, up 1.5% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,601.00 (+1.52%) Homeowner's exemption$209,786 (+2.9%)$421,902 (+4.08%) Land $65,000 Building $356,902
2024$2,562.00 (+1.59%) Homeowner's exemption$203,874 (+3%)$405,354 (-0.7%) Land $65,000 Building $340,354
2023$2,522.00 (+10.81%) Homeowner's exemption$197,936 (+3%)$408,196 (+26.86%) Land $65,000 Building $343,196
2022$2,276.00 Homeowner's exemption$192,171$321,781 Land $63,000 Building $258,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86795 Riverwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86795 Riverwood Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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