8676 Gray Rd, Baroda, MI 49101 Property Records

Berrien County property record for 8676 Gray Rd, Baroda, MI 49101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,794 sqft · built 1996
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2023)
Tax Bill	$9,058 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-0012-0002-00-1`

Property Details

APN / Parcel Number

Primary APN	`02-0012-0002-00-1`
Alternative APN	`11-02-0012-0002-00-1`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,794 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	1,644 sqft
Unfinished Basement	1,644 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	784,080 sqft (18 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	8676 GRAY RD
City	BARODA
State	MI
Zip	49101-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG & R
Legal Description	THE SOUTH 20 A OF NE QTR OF SW QTR OF SEC 12 T6S R19W EXCEPT THE NORTH 20 RODS OF EAST 16 RODS THEREOF
Legal Range	19W
Legal Township	06S
Legal Section	12
Jurisdiction	BERRIEN MI
Township / Civil Division	BARODA
Census Block Group	2
Census Block	2008
Census Tract	11000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8676 GRAY RD, BARODA, MI 49101-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Oct 22, 1998 · Amount on Record
Deed Document Number	2023383689
Deed Book / Page	3406 / 4283
Prior Transfer Date	Jun 27, 2003
Prior Transfer Doc	2418001244
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8676 GRAY RD, BARODA, MI 49101-9716
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03235/2946
Date	Apr 29, 2019
Book Page	3235/2946

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 28, 2023
Property Address	8676 GRAY RD, BARODA, MI 49101-9716
Document Number	03406/4283
Book / Page	3406 / 4283
Instrument Date	Jun 20, 2023
Instrument	2023383689
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8676 GRAY RD, BARODA, MI 49101-9716

Mortgage

Document Number	03406/1907
Date	Jun 21, 2023
Book Page	3406/1907
Instrument	2023383130

Lender

Name	PROPER RATE LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Baroda Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,400 (-2.36%)	$628,800 (-2.36%)
2025	$9,058.00 (+35.01%)
2023		$322,000 (+7.05%)	$644,000 (+7.05%)
2022	$6,709.00 (+4.68%) Homeowner's exemption	$300,800	$601,600
2021	$6,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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