8675 Sand Beach Rd, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 8675 Sand Beach Rd, Oak Harbor, OH 43449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,538 sqft · built 1952
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (May 2020)
Tax Bill	$3,603 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`009521-3`

Property Details

APN / Parcel Number

Primary APN	`009521-3`
Alternative APN	`009-05371-06892-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,538 sqft Living Area
1st Floor Area	998 sqft
Upper Floors Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Deck Area	70 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	009521-3
Street Address	8675 SAND BEACH RD
City	OAK HARBOR
State	OH
Zip	43449-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 SAND BEACH
Legal Subdivision	SAND BEA
Legal Lot Number	37
Jurisdiction	OTTAWA OH
Township / Civil Division	CARROLL
Census Block Group	1
Census Block	1001
Census Tract	50800

Owner

8675 Sand Beach Rd is owned by an individual who bought it in May 2020.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	557 BIRCH MOUNTAIN RD, MANCHESTER, CT 06040-6808
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Prior Sale	Dec 23, 2005 · Amount on File
Deed Document Number	2020294485
Deed Book / Page	1769 / 609
Prior Transfer Date	May 22, 2003
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	May 24, 2020
Property Address	8675 SAND BEACH RD, OAK HARBOR, OH 43449-9748
Document Number	0000294485
Book / Page	001769 / 000609
Instrument Date	May 13, 2020
Instrument	294485
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8675 SAND BEACH RD OAK HARBOR OH 434499748, OAK HARBOR, OH 43449-9748

Mortgage

Document Number	294486
Date	May 24, 2020
Book Page	001769/000610
Instrument	294486

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8675 Sand Beach Rd was $3,603, down 0.8% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Carroll Township
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,603.00 (-0.8%)	$94,472 (-) Land $38,101 Building $56,371
2024	$3,632.00 (+33.48%)	$94,472 (+52.74%) Land $38,101 Building $56,371	$269,920 Land $108,860 Building $161,060
2023	$2,721.00 (+10.79%)	$61,852 (+9.38%) Land $38,101 Building $23,751
2022	$2,456.00	$56,550 Land $38,101 Building $18,449
2021			$176,720 Land $108,860 Building $67,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8675 Sand Beach Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	432 (1978–2021)
Claims Outside the SFHA	23 of 432
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8675 Sand Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL WATER AND SEWER serves 2,288 people · EPA ID OH6205111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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