8675 King Saint Clair Rd, Osterburg, PA 16667 Property Records

Bedford County property record for 8675 King Saint Clair Rd, Osterburg, PA 16667

Property Summary

Property Type	Rural Home
Details	1,072 sqft · built 1968
Lot Size	0.514 acres (22,390 sqft)
Owner	2 Individual Names on File
Last Sale	$39,100 (Jan 2017)
Tax Bill	$435 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`D.04-0.00-084`

Property Details

APN / Parcel Number

Primary APN	`D.04-0.00-084`
Alternative APN	`150-010942`

Interior

Building Area	1,072 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	22,390 sqft (0.514 acres)
Shed	1 Shed

Location & Zoning

Street Address	8675 KING SAINT CLAIR RD
City	OSTERBURG
State	PA
Zip	16667-9024
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	BEDFORD PA
Township / Civil Division	KING
Census Block Group	2
Census Block	2069
Census Tract	960200

Owner

8675 King Saint Clair Rd, a rural home, is owned and occupied by two individuals who bought it in January 2017.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8675 KING SAINT CLAIR RD, OSTERBURG, PA 16667-9024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Jan 30, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Deed Document Number	2017487
Deed Book / Page	1585 / 728
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	8675 KING SAINT CLAIR RD, OSTERBURG, PA 16667-9024
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/5630
Date	Nov 25, 2025
Book Page	2025/5630
Instrument	2025-005630

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	8675 KING SAINT CLAIR RD, OSTERBURG, PA 16667-9024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004914
Date	Sep 25, 2017
Instrument	2017-004914

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	OSTERBURG, PA 16667

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	151 Months
Due	Apr 20, 2030

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jan 30, 2017
Property Address	8675 KING SAINT CLAIR RD, OSTERBURG, PA 16667-9024
Document Number	1585/728
Book / Page	1585 / 728
Instrument Date	Dec 27, 2016
Instrument	2017-000487
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8675 KING SAINT CLAIR RD, OSTERBURG, PA 16667-9024

Tax Assessment & Valuation

The 2026 property tax bill for 8675 King Saint Clair Rd was $435.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	King Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$435.00	$40,300 Land $17,100 Building $23,200	$40,300 (-) Land $17,100 Building $23,200
2025			$40,300 Land $17,100 Building $23,200
2023	$528.00 Additional exemption filed	$40,300 Land $17,100 Building $23,200
2012			$40,300 Land $17,100 Building $23,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8675 King Saint Clair Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8675 King Saint Clair Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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