8675 345th St, Stacy, MN 55079 Property Records

Chisago County property record for 8675 345th St, Stacy, MN 55079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,130 sqft · built 1996
Lot Size	10.2 acres (446,490 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Dec 2017)
Tax Bill	$4,884 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00151-10`

Property Details

APN / Parcel Number

Primary APN	`05-00151-10`
Alternative APNs	`3179705` `3374667` `3458417` `3989597`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,130 sqft Living Area
Gross Area	2,954 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	446,490 sqft (10.2 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Utility Building	320 sqft
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3989597
Street Address	8675 345TH ST
City	STACY
State	MN
Zip	55079-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	THE E 337 FT OF THE W 1996 FT OF THE N 1/2 OF SW 1/4.
Legal Range	021
Legal Township	034
Legal Section	11
Jurisdiction	CHISAGO MN
Township / Civil Division	STACY
Census Block Group	4
Census Block	4011
Census Tract	110402

Owner

Source: Chisago County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8675 345TH ST, STACY, MN 55079-9598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Dec 22, 2017	Warranty Deed, Transfer LAKE AREA MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	Feb 13, 2002 · Amount on Record
Deed Document Number	2017605466
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	8675 345TH ST, STACY, MN 55079-9598
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8675 345TH ST, STACY, MN 55079-9598

Mortgage

Document Number	000A691267
Date	Mar 13, 2026
Instrument	A-691267

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Dec 22, 2017
Property Address	8675 345TH ST, STACY, MN 55079-9598
Document Number	A605466
Instrument Date	Dec 21, 2017
Instrument	A-605466
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8675 345TH ST, STACY, MN 55079-9598

Mortgage

Document Number	A605467
Date	Dec 22, 2017
Instrument	A-605467

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Stacy City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,884.00 (+8.05%)
2025	$4,520.00 (+0.27%) Homeowner's exemption
2024		$410,600 (-3.71%)	$419,400 (-1.64%)
2023	$4,508.00 (-0.31%) Homeowner's exemption	$426,400 (+2.67%) Land $115,300 Building $311,100	$426,400 (+2.67%) Land $115,300 Building $311,100
2022	$4,522.00 (+3.62%) Homeowner's exemption	$415,300 (+24.3%) Land $120,500 Building $294,800	$415,300 (+21.9%) Land $120,500 Building $294,800
2021	$4,364.00	$334,100	$340,700 Land $97,900 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Midcontinent Communications.

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