8674 Cardinal Dr, Willoughby, OH 44094 Property Records

Lake County property record for 8674 Cardinal Dr, Willoughby, OH 44094 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,912 sqft · built 1995
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jan 2014)
Tax Bill	$15,930 (2023)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-A-007-C-00-005-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-007-C-00-005-0`
Alternative APN	`2`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	4,120 sqft
1st Floor Area	1,224 sqft
Attic Area	744 sqft
Basement Area	464 sqft
Unfinished Basement	464 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	98,010 sqft (2.25 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	392 sqft
Patio Area	10 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2
Street Address	8674 CARDINAL DR
City	WILLOUGHBY
State	OH
Zip	44094-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33, 34 & 35 TRACT 1
Legal Subdivision	RIVER OAKS ESTATES SUB PH 111 B
Legal Tract	1
Legal Lot Number	29
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3023
Census Tract	203700

Owner

Source: Lake County records · APN 20-A-007-C-00-005-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8674 CARDINAL DR, WILLOUGHBY, OH 44094-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2014 · Amount on Record
Deed Sale	Jan 29, 2014 · Amount on Record
Prior Sale	Aug 16, 1995 · Amount on Record
Deed Document Number	224
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8674 CARDINAL DR, WILLOUGHBY, OH 44094-9749
Transaction Type	Mortgage
Record Updated	Jun 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015311
Date	May 05, 2021
Instrument	2021R015311

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$15,930.00 (+102.26%) Homeowner's exemption	$152,120 (-) Land $48,460 Building $103,660
2022	$7,876.00 Homeowner's exemption	$152,120 Land $48,460 Building $103,660
2021			$434,650 Land $138,470 Building $296,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852037003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.