8671 Graham Rd, Denver, NC 28037 Property Records

Lincoln County property record for 8671 Graham Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,274 sqft · built 1998
Lot Size	1.24 acres (54,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,935,000 (Jan 2024)
Tax Bill	$11,566 (2026)
Deeds & Mortgages	Jan 2024 Sale Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4613-32-3876`

Property Details

APN / Parcel Number

Primary APN	`4613-32-3876`
Alternative APNs	`461314323876` `262355` `302052` `72101`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	4,274 sqft Living Area
Basement Area	440 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	54,189 sqft (1.24 acres)
Garage Area	1,161 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1,156 sqft
Deck Area	630 sqft
Boat Access	Boat Access
Boat House	630 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	302052
Street Address	8671 GRAHAM RD
City	DENVER
State	NC
Zip	28037-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	HOMESITE/RD 1441
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	71201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8671 GRAHAM RD, DENVER, NC 28037-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit SSB PROPERTIES INC
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2019	Deed of Trust, Mortgage CITIZENS BK NA
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	2024676085
Deed Book / Page	3299 / 649
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 16, 2024
Property Address	8671 GRAHAM RD, DENVER, NC 28037-8609
Document Number	0003299649
Book / Page	3299 / 649
Map Reference	MB H PG 146
Instrument Date	Jan 12, 2024
Instrument	676085
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Tax	$5,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8671 GRAHAM RD, DENVER, NC 28037-8609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8671 GRAHAM RD, DENVER, NC 28037-8609

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8671 GRAHAM RD, DENVER, NC 28037-8609
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8671 GRAHAM RD, DENVER, NC 28037-8609

Mortgage

Document Number	0003201424
Date	Oct 5, 2022
Book Page	3201/424
Instrument	658678

Lender

Name	SSB PROPERTIES INC
Type	Non-Lending Institution
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8671 GRAHAM RD, DENVER, NC 28037-8609
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3090935
Date	Oct 1, 2021
Book Page	3090/935
Instrument	639871

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8671 GRAHAM RD, DENVER, NC 28037-8609
Document Number	2826292
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8671 GRAHAM RD DENVER NC 280378609, DENVER, NC 28037-8609

Mortgage

Document Number	2826292
Date	Jun 25, 2019
Book Page	002826/000292
Instrument	594219

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 3, 2018
Property Address	8671 GRAHAM RD, DENVER, NC 28037-8609
Document Number	2760920
Book / Page	002760 / 000920
Instrument Date	Aug 3, 2018
Instrument	581520
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2413 SMITH HARBOUR DR DENVER NC 280378088, DENVER, NC 28037-8088

Mortgage

Document Number	2760923
Date	Aug 3, 2018
Book Page	002760/000923
Instrument	581521

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 8, 2017
Property Address	8671 GRAHAM RD, DENVER, NC 28037-8609
Document Number	2704804
Book / Page	002704 / 000804
Instrument Date	Nov 8, 2017
Instrument	570421
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2413 SMITH HARBOUR DR DENVER NC 280378088, DENVER, NC 28037-8088

Mortgage

Document Number	2704807
Date	Nov 8, 2017
Book Page	002704/000807
Instrument	570422

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,566.00 (+10.06%)	$1,891,854 (+9.52%) Land $494,497 Building $1,397,357	$1,891,854 (+9.52%) Land $494,497 Building $1,397,357
2023	$10,509.00	$1,727,469 Land $494,497 Building $1,232,972	$1,727,469 Land $494,497 Building $1,232,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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