867 Nance Rd, Madison, AL 35757 Property Records

Madison County property record for 867 Nance Rd, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1965
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2026)
Tax Bill	$634 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-05-15-0-002-040.000`

Property Details

APN / Parcel Number

Primary APN	`15-05-15-0-002-040.000`
Alternative APNs	`039972` `462733` `455392`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	455392
Street Address	867 NANCE RD
City	MADISON
State	AL
Zip	35757-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T3S R2W COMM SW COR SW1/4 NW1/4 SEC 15 TH N 400 FT TH E TO MAR OF NANCE RD & POB TH N ALG SD ROW 104.26 FT TH E 197 FT
Legal Range	02W
Legal Township	03S
Legal Section	15
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	3
Census Block	3019
Census Tract	10623

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	867 NANCE RD, MADISON, AL 35757-7706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CONNECT
Aug 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST
Sep 14, 2018	Deed of Trust, Mortgage · VA Mortgage IBERIABANK
Oct 8, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Jan 10, 2018	Grant Deed, Construction Loan · Construction Mortgage EVABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Book / Page	2026 / 30503
Prior Transfer Date	Jun 25, 2026
Prior Transfer Doc	2026030503
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Jul 31, 2026
Property Address	867 NANCE RD, MADISON, AL 35757-7706
Document Number	2026165993
Book / Page	2026 / 165993
Instrument Date	Jul 25, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 NANCE RD, MADISON, AL 35757-7706

Mortgage

Document Number	2026165993,
Date	Jul 31, 2026
Book Page	2026/165993

Lender

Name	REDSTONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jul 6, 2026
Property Address	867 NANCE RD, MADISON, AL 35757-7706
Document Number	2026030503
Book / Page	2026 / 30503
Instrument Date	Jun 25, 2026
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	MORTGAGE CONNECT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,170.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 NANCE RD, MADISON, AL 35757-7706

Mortgage

Document Number	2026145957,
Date	Jul 6, 2026
Book Page	2026/145957

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	257 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	867 NANCE RD, MADISON, AL 35757-7706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453180
Date	Aug 7, 2017
Instrument	20170807000453180

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	NEW HOPE, AL 35760

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	867 NANCE RD, MADISON, AL 35757-7706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059693
Date	Sep 14, 2018
Instrument	20180914000059693

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	867 NANCE RD, MADISON, AL 35757-7706
Document Number	0000082962
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	867 NANCE RD MADISON AL 357577706, MADISON, AL 35757-7706

Mortgage

Document Number	0000082962
Date	Oct 16, 2020
Instrument	82962

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Oct 15, 2048

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Jan 10, 2018
Property Address	867 NANCE RD, MADISON, AL 35757-7706
Document Number	0000002439
Instrument Date	Jan 9, 2018
Instrument	2439
Transaction Type	Construction Loan
Record Updated	Jan 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SARAH HUGHES DR MADISON AL 357581092, MADISON, AL 35758-1092

Mortgage

Document Number	2440
Date	Jan 10, 2018
Instrument	2440

Lender

Name	EVABANK
Type	Bank
Address	MADISON, AL 35758

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2019

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$634.00 (+2.76%)
2025	$617.00 (+7.12%) Homeowner's exemption	$18,400 (+6.6%) Land $1,880 Building $16,520	$184,000 (+6.67%) Land $18,800 Building $165,200
2023	$576.00 (+14.74%) Homeowner's exemption	$17,260 (+13.55%) Land $1,880 Building $15,380	$172,500 (+13.56%) Land $18,800 Building $153,700
2022	$502.00 Homeowner's exemption	$15,200 Land $1,600 Building $13,600	$151,900 Land $16,000 Building $135,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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