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867 Elma Ave, Elgin, IL 60120 Property Records

Cook County property record for 867 Elma Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,149 sqft · built 1958
Lot Size0.185 acres (8,040 sqft)
Owner2 Individual Names on File
Tax Bill$5,757 (2023)
Deeds & MortgagesMay 2022 Transfer
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-06-113-025

Property Details

APN / Parcel Number

Primary APN06-06-113-025
Alternative APN
  • 06-06-113-025-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,149 sqft Living Area
1st Floor Area1,149 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1959
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area8,040 sqft (0.185 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address867 ELMA AVE
CityELGIN
StateIL
Zip60120-2366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 317 W 22 5 FT OF LOT 318 IN THI RD ADD TO BLACKHAWK MANOR PART OF S EC06+ T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section06
Legal SubdivisionTHIRD ADD BLACKHAWK MANOR
Legal Lot Number317
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1022
Census Tract804313

Owner

867 Elma Ave is owned and occupied by two individuals who acquired it in April 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address867 ELMA AVE, ELGIN, IL 60120-2366
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Intrafamily Transfer, Transfer
Oct 4, 2019Deed of Trust, Mortgage · FHA Mortgage
INLANTA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2018
Deed SaleSep 27, 2018
Prior SaleAug 7, 2013 · Amount on File
Deed Document Number201844014
Last Transfer DateApr 24, 2022
Transfer Doc0000004342
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateMay 10, 2022
Property Address867 ELMA AVE, ELGIN, IL 60120-2366
Document Number0013004342
Map ReferenceDOC 1776797
Instrument DateMay 10, 2021
Instrument2213004342
Transaction TypeTransfer
Record UpdatedMay 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address867 ELMA AVE, 867, CHICAGO, IL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address867 ELMA AVE, ELGIN, IL 60120-2366

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address867 ELMA AVE, ELGIN, IL 60120-2366
Document Number1929844015
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedNov 4, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address867 ELMA AVE ELGIN IL 601202366, ELGIN, IL 60120-2366

Mortgage

Document Number1929844015
DateOct 25, 2019
Instrument29844015
Lender
NameINLANTA MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 24, 2049
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,000 Land $5,628 Building $19,372$250,000 Land $56,280 Building $193,720
2023$5,757.00 (+48.68%)
2022$3,872.00 Homeowner's exemption Senior Citizen's exemption$20,000 Land $5,226 Building $14,774$200,000 Land $52,260 Building $147,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 867 Elma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 867 Elma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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