867 Curtis Rd, Wickliffe, KY 42087 Property Records

Ballard County property record for 867 Curtis Rd, Wickliffe, KY 42087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1973
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (May 2016)
Tax Bill	$709 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-36`

Property Details

APN / Parcel Number

Primary APN	`29-36`
Alternative APN	`1539`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	914 sqft
Driveway	Gravel Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	867 CURTIS RD
City	WICKLIFFE
State	KY
Zip	42087-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	WICKLIFFE
Census Block Group	2
Census Block	2014
Census Tract	950300

Owner

867 Curtis Rd is owned and occupied by two individuals who bought it in May 2016.

Source: Ballard County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	867 CURTIS RD, WICKLIFFE, KY 42087-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2016 · Amount on File
Deed Sale	May 6, 2016 · Amount on File
Deed Book / Page	110 / 334
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	867 CURTIS RD, WICKLIFFE, KY 42087-9510
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 CURTIS RD, WICKLIFFE, KY 42087-9510

Mortgage

Document Number	000144/125
Date	Oct 27, 2025
Book Page	144/125
Instrument	539174

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	867 CURTIS RD, WICKLIFFE, KY 42087-9510
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	089/448
Date	Apr 4, 2017
Book Page	089/448

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	867 CURTIS RD, WICKLIFFE, KY 42087-9510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	098/389
Date	Jan 25, 2019
Book Page	098/389

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 867 Curtis Rd was $709.

Source: Ballard County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$709.00	$70,000	$70,000
2023	$721.00 Additional exemption filed	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 867 Curtis Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1979–2015)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 867 Curtis Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Curtis Rd

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