Clay County property record for 8669 Ridge Rd, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 1988 |
| Lot Size | 0.573 acres (24,959 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,900 (Jul 2018) |
| Tax Bill | $1,879 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-23-005482-000-00 |
| Primary APN | 07-09-23-005482-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 1,818 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 24,959 sqft (0.573 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Deck Area | 316 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8669 RIDGE RD |
|---|---|
| City | MELROSE |
| State | FL |
| Zip | 32666-8880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 19 SEMINOLE RIDGE AS REC OR 4105 PG 1273 |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 07 |
| Legal Subdivision | SEMINOLE RIDGE |
| Legal Lot Number | 19 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 31104 |
8669 Ridge Rd is owned and occupied by an individual who bought it in July 2018.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8669 RIDGE RD, MELROSE, FL 32666-8880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 20, 2018 | Grant Deed, Foreclosure · Conventional with PMI VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Deed Document Number | 201837742 |
| Deed Book / Page | 4105 / 1273 |
| Prior Transfer Date | Jul 17, 2018 |
| Prior Transfer Doc | 0041051273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 8669 RIDGE RD, MELROSE, FL 32666-8880 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8669 RIDGE RD, MELROSE, FL 32666-8880 |
| Document Number | 0046330725 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 4633/725 |
| Instrument | 2022046185 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 20, 2018 |
| Property Address | 8669 RIDGE RD, MELROSE, FL 32666-8880 |
| Document Number | 0041051273 |
| Book / Page | 004105 / 001273 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 37742 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 22, 2018 |
| Title Company | BOSSHARDT TITLE INSURANCE AGENCY LLC, BOSSHARDT TITLE INS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,210.30 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8669 RIDGE RD MELROSE FL 326668880, MELROSE, FL 32666-8880 |
| Document Number | 41051275 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 004105/001275 |
| Instrument | 37743 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2048 |
The 2025 property tax bill for 8669 Ridge Rd was $1,879 with a homeowner's exemption, up 5.1% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,879.00 (+5.09%) Homeowner's exemption | $163,357 | $284,284 Land $25,000 Building $259,284 |
| 2024 | $1,788.00 (-13.41%) | ||
| 2023 | $2,065.00 (+9.43%) Homeowner's exemption | $154,131 (+3%) | $257,381 (+22.3%) Land $25,000 Building $232,381 |
| 2022 | $1,887.00 Homeowner's exemption | $149,642 | $210,453 Land $15,000 Building $195,453 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8669 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8669 Ridge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WTP private · serves 1,300 people · EPA ID FL2544255 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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