Howard County property record for 8669 Frederick Rd, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,034 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Aug 2026) |
| Tax Bill | $4,487 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-205149 |
| Primary APN | 02-205149 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,034 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 205149 |
|---|---|
| Street Address | 8669 FREDERICK RD |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RED |
| Legal Description | 1 LOT 4,304 SQ 8669 FREDERICK ROAD |
| Legal Lot Number | 8669 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 602800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ellicott City Historic District listed 1978 · 186 contributing resources · NRIS 78001467 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
8669 Frederick Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8669 FREDERICK RD, ELLICOTT CITY, MD 21043-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| May 20, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | May 20, 2021 · Amount on File |
| Deed Book / Page | 23359 / 233 |
| Transfer Doc | 0000202854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 11, 2026 |
| Property Address | 8669 FREDERICK RD, ELLICOTT CITY, MD 21043-4311 |
| Document Number | 2335000233 |
| Book / Page | 23359 / 233 |
| Instrument Date | Jul 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8669 FREDERICK RD, ELLICOTT CITY, MD 21043-4311 |
| Document Number | 2335000245, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 23359/245 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 20, 2021 |
| Property Address | 8669 FREDERICK RD, ELLICOTT CITY, MD 21043-4311 |
| Document Number | 0205760334 |
| Book / Page | 20576 / 334 |
| Instrument Date | May 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8669 FREDERICK RD, 8669, ELLICOTT CITY, MD 21043-4311 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8669 FREDERICK RD, ELLICOTT CITY, MD 21043-4311 |
| Investor | Possibly a Property Investor |
| Document Number | 20576341 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 20576/341 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 8669 Frederick Rd was $4,487 with a homeowner's exemption, down 4.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,487.00 (-4.27%) Homeowner's exemption | $337,600 (+8.18%) Land $193,500 Building $144,100 | $337,600 (-) Land $193,500 Building $144,100 |
| 2025 | $4,687.00 Homeowner's exemption | $312,067 | $337,600 Land $193,500 Building $144,100 |
| 2023 | $261,000 Land $157,500 Building $103,500 | $261,000 Land $157,500 Building $103,500 | |
| 2022 | $2,938.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8669 Frederick Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 43 (1979–2018) |
| Claims Outside the SFHA | 28 of 43 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8669 Frederick Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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