8665 SW Tower Rd, Madison, FL 32340 Property Records

Madison County property record for 8665 SW Tower Rd, Madison, FL 32340

Property Summary

Property Type	Wasteland, Marsh, Swamp Vacant Land
Details	2 bd · 1 ba · 1,575 sqft · built 1998
Lot Size	75 acres (3,269,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Mar 2023)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone A (high risk)
APN	`04-2S-09-0993-002-000`

Property Details

APN / Parcel Number

Primary APN	`04-2S-09-0993-002-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,575 sqft Gross Area
1st Floor Area	840 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,269,178 sqft (75 acres)
Porch	Finished Screened Porch
Porch Area	735 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8665 SW TOWER RD
City	MADISON
State	FL
Zip	32340
Property Category	Vacant Land
Property Type	Vacant Land > Wasteland, Marsh, Swamp
Local Zoning Code	A1
Legal Description	LOT #49 OR 275/229 OR 872/172 OR 1483/16 OR 1492/299
Legal Range	09E
Legal Township	02S
Legal Section	04
Legal Lot Number	49
Jurisdiction	MADISON FL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2057
Census Tract	110400

Owner

Source: Madison County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5756 W NOBIS CIR, HOMOSASSA, FL 34448-1601
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Commercial Mortgage CAPITAL CITY BANK
Jan 6, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Deed Document Number	202340001280
Deed Book / Page	1492 / 299
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	0014830016
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON FL
Recording Date	Mar 24, 2023
Property Address	8665 SW TOWER RD, MADISON, FL 32340
Document Number	0014920299
Book / Page	1492 / 299
Instrument Date	Mar 22, 2023
Instrument	202340001280
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	SMITH ABSTRACT & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2624 S SUELLEN TER, INVERNESS, FL 34450-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5756 W NOBIS CIR, HOMOSASSA, FL 34448-1601

Mortgage

Document Number	0001492301
Date	Mar 24, 2023
Instrument	1492/301

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2038

Interest

Rate Type	Adjustable Rate

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON FL
Recording Date	Jan 6, 2023
Property Address	8665 SW TOWER RD, MADISON, FL 32340
Document Number	0014830016
Book / Page	1483 / 16
Instrument Date	Nov 22, 2022
Instrument	202340000109
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2624 S SUELLEN TER, INVERNESS, FL 34450-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2624 S SUELLEN TER, INVERNESS, FL 34450-6300

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,395.00 (+22.69%)	$66,488 (+1.73%)	$133,626 (+0.67%) Land $79,525 Building $54,101
2023	$1,137.00 (+29.5%)	$65,360 (+56.17%) Land $13,152 Building $52,208	$132,733 (+41.2%)
2022	$878.00	$41,851	$94,004

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1984–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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