86643 Serenity Lake Ct, Yulee, FL 32097 Property Records

Nassau County property record for 86643 Serenity Lake Ct, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2019
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Aug 2019)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-2N-27-4373-0038-0000`

Property Details

APN / Parcel Number

Primary APN	`42-2N-27-4373-0038-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Heated Area
Gross Area	2,530 sqft
1st Floor Area	1,836 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.151 acres)
Garage Area	400 sqft
Porch	Open Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	86643 SERENITY LAKE CT
City	YULEE
State	FL
Zip	32097-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 38 HIDEAWAY PHASE 1B PBK 8/301
Legal Range	27E
Legal Township	02N
Legal Section	42
Legal Subdivision	HIDEAWAY PHASE 1B
Legal Phase	1B
Legal Lot Number	38
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4001
Census Tract	50304

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86643 SERENITY LAKE CT, YULEE, FL 32097-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 16, 2019	Loan Modification, Mortgage · Line of Credit AMERIS BK
Aug 14, 2019	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Apr 23, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	201945026369
Deed Book / Page	2297 / 1250
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86643 SERENITY LAKE CT, YULEE, FL 32097-4007
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86643 SERENITY LAKE CT, YULEE, FL 32097-4007

Mortgage

Document Number	0024800534
Date	Jul 19, 2021
Book Page	2480/534
Instrument	202145026750

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Recording Date	Sep 16, 2019
Property Address	86643 SERENITY LAKE CT, YULEE, FL 32097-4007
Document Number	0023040019
Book / Page	002304 / 000019
Instrument Date	Sep 12, 2019
Instrument	45029432
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976
Investor	Possibly a Property Investor

Mortgage

Document Number	23040019
Date	Sep 16, 2019
Book Page	002304/000019
Instrument	45029432

Lender

Name	AMERIS BK
Type	Bank
Address	10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2020

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 14, 2019
Property Address	86643 SERENITY LAKE CT, YULEE, FL 32097-4007
Document Number	0022971250
Book / Page	002297 / 001250
Instrument Date	Aug 9, 2019
Instrument	45026369
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,662.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86643 SERENITY LAKE CT YULEE FL 320974007, YULEE, FL 32097-4007

Mortgage

Document Number	22971252
Date	Aug 14, 2019
Book Page	002297/001252
Instrument	45026370

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 23, 2019
Property Address	86643 SERENITY LAKE CT, YULEE, FL 32097-4007
Document Number	0022691246
Book / Page	002269 / 001246
Instrument Date	Apr 18, 2019
Instrument	45012497
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2120 CORPORATE SQUARE BLVD #3 JACKSONVILLE FL 322161976, 3, JACKSONVILLE, FL 32216-1976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,543.00 (-13.74%) Homeowner's exemption Additional exemption filed	$235,171 (+2.9%)	$328,340 (+3.91%) Land $50,000 Building $278,340
2024	$2,948.00 (+1.52%) Homeowner's exemption	$228,543 (+3%)	$315,992 (+7.72%) Land $50,000 Building $265,992
2023	$2,904.00 (+10.59%) Homeowner's exemption	$221,886 (+3%)	$293,336 (+16.63%) Land $50,000 Building $243,336
2022	$2,626.00 Homeowner's exemption	$215,423	$251,507 Land $50,000 Building $201,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

86643 Serenity Lake Ct, Yulee, FL 32097 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Loan Modification, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Serenity Lake Ct

Nearby Streets

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