Utah County property record for 866 W 540 S, American Fork, UT 84003
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,193 sqft · built 2023 |
| Lot Size | 0.035 acres (1,533 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,273 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-807-0015 |
| Primary APN | 45-807-0015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| Gross Area | 2,780 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,533 sqft (0.035 acres) |
| Garage Type | Attached |
| Garage Area | 587 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 866 W 540 S |
|---|---|
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-4735 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 4C-15, PLAT G, LAKESHORE LANDING BLOCK 4 SUB AREA 0.035 AC. |
| Legal Subdivision | LAKESHORE LANDING BLOCK 4 SUB |
| Legal Block | 4 |
| Legal Lot Number | 4C-15 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | LEHI |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 10131 |
866 W 540 S, a townhouse, is owned by a company that acquired it in February 2025.
Source: Utah County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3469 N 180 E, PROVO, UT 84604-4711 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 25, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage GOLDENWEST FCU |
| Oct 24, 2023 | Special Warranty Deed, Transfer COTTONWOOD TITLE INSURANCE |
| May 31, 2023 | Special Warranty Deed, Transfer · Construction Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2025 |
| Deed Sale | Feb 25, 2025 |
| Prior Sale | Feb 25, 2025 · Amount on File |
| Deed Document Number | 202513429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Feb 25, 2025 |
| Property Address | 866 W 540 S, AMERICAN FORK, UT 84003-4735 |
| Document Number | 0000013427 |
| Instrument Date | Feb 24, 2025 |
| Instrument | 13427:2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3469 N 180 E, PROVO, UT 84604-4711 |
| Document Number | 0000013428 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 13428:2025 |
| Name | GOLDENWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.6% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Oct 24, 2023 |
| Property Address | 866 W 540 S, AMERICAN FORK, UT 84003-4735 |
| Document Number | 0000069810 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 69810:2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | COTTONWOOD TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 883, PROVO, UT 84603-0883 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | May 31, 2023 |
| Property Address | 866 W 540 S, AMERICAN FORK, UT 84003-4735 |
| Document Number | 0000034684 |
| Instrument Date | May 25, 2023 |
| Instrument | 34684:2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2024 |
| Title Company | COTTONWOOD TITLE INS AGCY I |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 S 850 E # A300, A300, LEHI, UT 84043-4142 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034685 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 34685:2023 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 866 W 540 S was $2,273, up % from the year before.
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,415 (-44.73%) | $475,300 (+0.49%) Land $73,900 Building $401,400 | |
| 2025 | $2,273.00 (+0.04%) | $473,000 Land $69,500 Building $403,500 | $473,000 Land $69,500 Building $403,500 |
| 2024 | $2,272.00 (+182.59%) | ||
| 2023 | $804.00 | $94,800 | $94,800 Land $94,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 866 W 540 S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 866 W 540 S is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 77% of Utah |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Utah Broadband Fixed Wireless | 100 / 25 |
May also be available: T-Mobile, Utah Telecommunication Open Infrastructure Agency, Verizon.
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