866 Townsend Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 866 Townsend Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,140 sqft · built 1953
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Tax Bill	$683 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9681620794`

Property Details

APN / Parcel Number

Primary APN	`9681620794`
Alternative APNs	`10006812` `0301286`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,140 sqft Heated Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	42,253 sqft (0.97 acres)
Porch	Slab
Porch Area	272 sqft
Deck Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10006812
Street Address	866 TOWNSEND RD
City	HENDERSONVILLE
State	NC
Zip	28792-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10006812~R
Legal Description	MINOR SUBDIVISION 1.01 ACRES LO1 PL2021-13095
Legal Subdivision	MINOR SUBDIVISION
Legal Block	62
Legal Lot Number	794
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1018
Census Tract	930402

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	866 TOWNSEND RD, HENDERSONVILLE, NC 28792-8320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 7, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 24, 2024
Transfer Doc	0041570560
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	866 TOWNSEND RD, HENDERSONVILLE, NC 28792-8320
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 TOWNSEND RD, HENDERSONVILLE, NC 28792-8320

Mortgage

Document Number	0043700077
Date	Dec 1, 2025
Book Page	4370/77
Instrument	1001041004

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	866 TOWNSEND RD, HENDERSONVILLE, NC 28792-8320
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040730419
Date	Aug 7, 2023
Book Page	4073/419
Instrument	1001001868

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	866 TOWNSEND RD, HENDERSONVILLE, NC 28792-8320
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038670658
Date	Feb 11, 2022
Book Page	3867/658
Instrument	973455

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	866 TOWNSEND RD, HENDERSONVILLE, NC 28792-8320
Document Number	0034110008
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	866 TOWNSEND RD HENDERSONVILLE NC 287928320, HENDERSONVILLE, NC 28792-8320

Mortgage

Document Number	0034110008
Date	Nov 7, 2019
Book Page	003411/000008
Instrument	914360

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2034

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	866 TOWNSEND RD, HENDERSONVILLE, NC 28792-8320
Document Number	0030370110
Book / Page	003037 / 000110
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	866 TOWNSEND RD HENDERSONVILLE NC 287928320, HENDERSONVILLE, NC 28792-8320

Mortgage

Document Number	0030370110
Date	Apr 3, 2017
Book Page	003037/000110

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2032

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,100 (-) Land $39,200 Building $85,900
2025	$683.00	$125,100 (-) Land $39,200 Building $85,900
2023		$125,100 Land $39,200 Building $85,900	$125,100 Land $39,200 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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