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866 S 2nd Ave, Des Plaines, IL 60016 Property Records

Cook County property record for 866 S 2nd Ave, Des Plaines, IL 60016

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,656 sqft · built 1945
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Nov 2025)
Tax Bill$7,574 (2023)
Deeds & MortgagesNov 2025 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-20-102-067

Property Details

APN / Parcel Number

Primary APN09-20-102-067
Alternative APN
  • 09-20-102-067-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,100 sqft (0.186 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address866 S 2ND AVE
CityDES PLAINES
StateIL
Zip60016-6323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SUNSET)(GARDENS) W L (PLEW) & COS SUB OF E 503 FT ME ASURED RIGHT ANGLES E LINE OF WH NW SEC 20-41-12
Legal Range12E
Legal Township41N
Legal Section20
Legal SubdivisionSUNSET GARDENS W L PLEW
Legal Block1
Legal Lot Number33,34
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group5
Census Block5000
Census Tract806300

Owner

866 S 2nd Ave is owned and occupied by two individuals who bought it in November 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address866 S 2ND AVE, DES PLAINES, IL 60016-6323
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2025Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO FIN'L SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2025 · Amount on File
Deed SaleNov 28, 2025 · Amount on File
Prior SaleMar 28, 2005 · Amount on File
Deed Document Number202520456
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 28, 2025
Property Address866 S 2ND AVE, DES PLAINES, IL 60016-6323
Document Number0033220456
Instrument DateNov 19, 2025
Instrument2533220456
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address866 S 2ND AVE, DES PLAINES, IL 60016-6323

Mortgage

Document Number0033220457
DateNov 28, 2025
Instrument2533220457
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055
Interest
Rate6.12%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address866 S 2ND AVE, DES PLAINES, IL 60016-6323
Document Number2101540150
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address866 S 2ND AVE DES PLAINES IL 600166323, DES PLAINES, IL 60016-6323

Mortgage

Document Number2101540150
DateJan 15, 2021
Instrument1540150
Lender
NameCHICAGO FIN'L SVCS
TypeFunding / Finance Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJan 14, 2031
Interest
Rate TypeFixed Rate
Rate2.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,000 Land $7,290 Building $32,710$400,000 Land $72,900 Building $327,100
2023$7,574.00 (+2.85%) Homeowner's exemption$32,041 (-) Land $6,075 Building $25,966$320,410 (-) Land $60,750 Building $259,660
2022$7,364.00 Homeowner's exemption$32,041 Land $6,075 Building $25,966$320,410 Land $60,750 Building $259,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 866 S 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 866 S 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20

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