Nelson County property record for 866 Rocky Rd, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2022 |
| Lot Size | 11.3 acres (495,277 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Oct 2021) |
| Tax Bill | $1,872 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 34 13 5 |
| Primary APN | 34 13 5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Finished Area |
| Basement Area | 1,300 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 495,277 sqft (11.3 acres) |
| Terrain | High |
| Porch | Slab |
| Porch Area | 88 sqft |
| Deck Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 15888 |
|---|---|
| Street Address | 866 ROCKY RD |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949-2564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAURA A DAWSON DB 147/629 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950300 |
Source: Nelson County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 96 POTTERY LN, FABER, VA 22938-2340 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT OF VA ACA |
| Oct 14, 2021 | Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 20213737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | VA |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202104355 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 202104355 |
| Name | FARM CREDIT OF VA ACA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Oct 14, 2021 |
| Property Address | VA |
| Document Number | 0202103737 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 202103737 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 96 POTTERY LN, FABER, VA 22938-2340 |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,872.00 (+547.75%) | $382,000 (+16.14%) Land $74,300 Building $307,700 | $382,000 (+16.14%) Land $74,300 Building $307,700 |
| 2025 | $328,900 (+245.48%) Land $55,200 Building $273,700 | $328,900 (+245.48%) Land $55,200 Building $273,700 | |
| 2023 | $289.00 | $95,200 Land $55,200 Building $40,000 | $95,200 Land $55,200 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1996–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: RiverStreet Networks.
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