Gladwin County property record for 866 Rivers Terrace Rd, Gladwin, MI 48624
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Oct 2019) |
| Tax Bill | $4,186 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-274-000-069-00 |
| Primary APN | 110-274-000-069-00 |
|---|
| Lot Area | 22,651 sqft (0.52 acres) |
|---|---|
| Lot Dimensions | 242 ft deep x 93 ft wide |
| Street Address | 866 RIVERS TERRACE RD |
|---|---|
| City | GLADWIN |
| State | MI |
| Zip | 48624-8060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18 1E RIVERS SUB NO 4 LOT 69 & S 1/2 OF LOT 68 |
| Legal Range | 1E |
| Legal Township | 18N |
| Legal Section | 27 |
| Legal Subdivision | RIVERS SUB |
| Legal Lot Number | 69-68 |
| Jurisdiction | GLADWIN MI |
| Township / Civil Division | HAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 600 |
866 Rivers Terrace Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Gladwin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 866 RIVERS TERRACE RD, GLADWIN, MI 48624-8060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on File |
| Deed Sale | Oct 17, 2019 · Amount on File |
| Prior Sale | May 28, 2014 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 866 Rivers Terrace Rd was $4,186 with a homeowner's exemption.
Source: Gladwin County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gladwin County |
| County Subdivision | Hay Township |
| Unified School District | Gladwin Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,800 Land $15,100 Building $82,700 | $195,600 Land $30,200 Building $165,400 | |
| 2025 | $4,186.00 Homeowner's exemption | ||
| 2023 | $83,100 | $166,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 866 Rivers Terrace Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 866 Rivers Terrace Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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