Alameda County property record for 866 Oak St, Alameda, CA 94501
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 855 sqft · built 1925 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $399,500 (Apr 2013) |
| Tax Bill | $7,582 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-1225-124 |
| Primary APN | 74-1225-124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 855 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 2,500 sqft (0.057 acres) |
| Street Address | 866 OAK ST |
|---|---|
| City | ALAMEDA |
| State | CA |
| Zip | 94501-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:54 SUBD:HIGLEYS MAP OF THE TOWN OF ENCINAL |
| Legal Subdivision | HIGLEYS MAP OF THE TOWN OF ENCINAL |
| Legal Block | 54 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | ALAMEDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 428400 |
Source: Alameda County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 866 OAK ST, ALAMEDA, CA 94501-5222 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2013 · Amount on Record |
| Deed Sale | Apr 10, 2013 · Amount on Record |
| Prior Sale | Apr 10, 2013 · Amount on Record |
| Deed Document Number | 2013127849 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 866 OAK ST, ALAMEDA, CA 94501-5222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 866 OAK ST, ALAMEDA, CA 94501-5222 |
| Document Number | 0000332966 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020332966 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 866 OAK ST, ALAMEDA, CA 94501-5222 |
| Document Number | 0000059490 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 866 OAK ST ALAMEDA CA 945015222, ALAMEDA, CA 94501-5222 |
| Document Number | 0000059490 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 59490 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
Source: Alameda County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Alameda City |
| Unified School District | Alameda City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,582.00 (+6.18%) Homeowner's exemption | $491,935 (+4.04%) Land $147,519 Building $344,416 |
| 2023 | $7,141.00 Homeowner's exemption | $472,835 Land $141,791 Building $331,044 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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