Ulster County and Gardiner Town property record for 866 N Mountain Rd, Gardiner, NY 12525
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,301 sqft · built 1960 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,000 (May 2008) |
| Tax Bill | $11,304 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 512400 93.1-2-36 |
| Primary APN | 512400 93.1-2-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,301 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Upper Floors Area | 913 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 109,336 sqft (2.51 acres) |
| Lot Width | 394 ft Width |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 102000.000 |
|---|---|
| Street Address | 866 N MOUNTAIN RD |
| City | GARDINER |
| State | NY |
| Zip | 12525-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 2 |
| Legal Lot Number | 36.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | GARDINER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 954200 |
866 N Mountain Rd is owned and occupied by two individuals who acquired it in October 2013.
Source: Ulster County and Gardiner Town records, as of April 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 866 N MOUNTAIN RD, GARDINER, NY 12525-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2008 · Amount on File |
| Deed Sale | May 16, 2008 · Amount on File |
| Prior Sale | May 10, 2004 · Amount on File |
| Deed Document Number | 20089418 |
| Deed Book / Page | 4567 / 117 |
| Last Transfer Date | Oct 18, 2013 |
| Transfer Doc | 0000019149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 866 N MOUNTAIN RD, GARDINER, NY 12525-5007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011726 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 12468/94 |
| Instrument | 2021-11726 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 49 Months |
| Due | Jul 1, 2025 |
The 2025 property tax bill for 866 N Mountain Rd was $11,304 with a homeowner's exemption.
Source: Ulster County and Gardiner Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Gardiner Town |
| Unified School District | Wallkill Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,304.00 | $334,500 Land $89,100 Building $245,400 | $581,739 Land $154,956 Building $426,783 |
| 2023 | $334,500 (-) Land $89,100 Building $245,400 | $499,254 (+7.46%) Land $132,985 Building $366,269 | |
| 2022 | $334,500 Land $89,100 Building $245,400 | $464,583 Land $123,750 Building $340,833 | |
| 2021 | $2,313.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 866 N Mountain Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (2005–2022) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 866 N Mountain Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 99.1% of New York |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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