San Diego County property record for 866 James St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 840 sqft Living Area |
| Lot Size | 2.73 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,041,000 (2022) |
| Tax Bill | $5,933.00 (2025) |
| Primary APN | 281-081-03-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 840 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 119,354 sqft |
| Street Address | 866 JAMES ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1723 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 45 E 384 FT TR 001652 |
| Legal Subdivision | DAVIS |
| Legal Tract | 001652 |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 20805 |
Source: San Diego County records · APN 281-081-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 866 JAMES ST, RAMONA, CA 92065-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS |
| Jul 19, 2022 | Grant Deed, Subdivision Related Transfer FNTG BUILDER SERVICES, FNT BUILDER SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on Record |
| Deed Sale | Jul 19, 2022 · Amount on Record |
| Prior Sale | Jan 07, 2005 · Amount on Record |
| Deed Doc Number | 2022295252 |
| Prior Transfer Date | Nov 01, 2001 |
| Prior Transfer Doc | 0000817250 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 866 JAMES ST, RAMONA, CA 92065-1723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 23414 CALISTOGA PL, RAMONA, CA 92065-4309 |
| Document Number | 0000159624 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 2021-0159624 |
| Name | RATE RABBIT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2022 |
| Property Address | 866 JAMES ST, RAMONA, CA 92065-1723 |
| Document Number | 0000295252 |
| Map Reference | DOC 2021-0727255 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022-0295252 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 03, 2023 |
| Title Company | FNTG BUILDER SERVICES, FNT BUILDER SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 604 GATEWAY LN, SAN MARCOS, CA 92078-1233 |
| Investor | Possibly a Property Investor |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $615,000 (+13.89%) Land $351,000 Building $264,000 | |
| 2025 | $5,933.00 (+7.25%) Homeowner's exemption | $540,000 (+2.86%) Land $309,000 Building $231,000 |
| 2023 | $5,532.00 (-4.36%) Homeowner's exemption | $525,000 Land $302,000 Building $223,000 |
| 2022 | $5,784.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | About 1 in 103 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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