866 Howard Rd, Waverly, OH 45690 Property Records

Pike County property record for 866 Howard Rd, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1995
Lot Size	0.522 acres (22,738 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (Sep 2019)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-201203.0500`

Property Details

APN / Parcel Number

Primary APN	`16-201203.0500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,120 sqft
Attic	Attic
Attic Area	1,700 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	22,738 sqft (0.522 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	866 HOWARD RD
City	WAVERLY
State	OH
Zip	45690-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68/152
Legal Subdivision	VIRGINIA MILITARY SURVEY NO 4167
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	1
Census Block	1011
Census Tract	952500

Owner

866 Howard Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Pike County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	866 HOWARD RD, WAVERLY, OH 45690-9427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit ATOMIC CU
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 18, 2019	Survivorship Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Deed Document Number	20192415
Deed Book / Page	352 / 1885
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	866 HOWARD RD, WAVERLY, OH 45690-9427
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 HOWARD RD, WAVERLY, OH 45690-9427

Mortgage

Document Number	000393/784
Date	Nov 17, 2023
Book Page	393/784
Instrument	2023-2986

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	866 HOWARD RD, WAVERLY, OH 45690-9427
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	373/350
Date	Sep 24, 2021
Book Page	373/350
Instrument	202100002988

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	866 HOWARD RD, WAVERLY, OH 45690-9427
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	343/1304
Date	Aug 28, 2018
Book Page	343/1304
Instrument	201800002205

Lender

Name	ATOMIC CU
Type	Credit Union
Address	PIKETON, OH 45661

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	866 HOWARD RD, WAVERLY, OH 45690-9427
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	363/948
Date	Oct 28, 2020
Book Page	363/948
Instrument	202000003071

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PIKE OH
Recording Date	Sep 18, 2019
Property Address	866 HOWARD RD, WAVERLY, OH 45690-9427
Document Number	352/1885
Book / Page	352 / 1885
Map Reference	VOL 200 PG 396
Instrument Date	Sep 6, 2019
Instrument	201900002415
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	NORTHWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	866 HOWARD RD, WAVERLY, OH 45690-9427

Mortgage

Document Number	201900002416
Date	Sep 18, 2019
Instrument	201900002416

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 866 Howard Rd was $2,627 with a homeowner's exemption, down 0.3% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,627.00 (-0.27%)	$80,150 (-) Land $6,220 Building $73,930
2024	$2,634.00 (+0.08%) Homeowner's exemption	$80,150 (-) Land $6,220 Building $73,930
2023	$2,632.00 (+12.05%) Homeowner's exemption	$80,150 (+27.99%) Land $6,220 Building $73,930	$229,020 Land $17,780 Building $211,240
2022	$2,349.00 Homeowner's exemption	$62,620 Land $6,220 Building $56,400
2020			$178,930 Land $17,780 Building $161,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 866 Howard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 866 Howard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY CITY PWS serves 4,433 people · EPA ID OH6600912
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Frontier.

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