866 Enclave Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 866 Enclave Cir, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,794 sqft · built 1999
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Jul 2024)
Tax Bill	$2,856 (2024)
Deeds & Mortgages	Feb 2024 Transfer Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-415-047.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-415-047.000-018`
Alternative APN	`1610300415047000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	1,632 sqft
Attic	Attic
Attic Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	207 ft deep x 17.8 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	866 ENCLAVE CIR
City	CARMEL
State	IN
Zip	46032-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .11, SECTION 30, TOWNSHIP 18, RANGE 4, ENCLAVE OF CARMEL, LOT 47
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	ENCLAVE OF CARMEL
Legal Lot Number	47
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1021
Census Tract	111007

Owner

866 Enclave Cir is owner-occupied and held in a trust since July 2024.

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	866 ENCLAVE CIR, CARMEL, IN 46032-2375
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Transfer on Death Deed, Transfer
Jul 14, 2023	Transfer on Death Deed, Transfer
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Dec 11, 2013 · Amount on File
Deed Document Number	202423269
Prior Transfer Date	Jul 13, 2023
Prior Transfer Doc	0000026301
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 22, 2024
Property Address	866 ENCLAVE CIR, CARMEL, IN 46032-2375
Document Number	0000005574
Map Reference	DOC 9125567
Instrument Date	Feb 19, 2024
Instrument	2024005574
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6271 THISTLE BND, AVON, IN 46123-7622

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 14, 2023
Property Address	866 ENCLAVE CIR, CARMEL, IN 46032-2375
Document Number	0000026301
Map Reference	DOC 9125567
Instrument Date	Jul 13, 2023
Instrument	2023026301
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 ENCLAVE CIR, CARMEL, IN 46032-2375

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	866 ENCLAVE CIR, CARMEL, IN 46032-2375
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081402
Date	Nov 10, 2021
Instrument	2021081402

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,400 Land $99,200 Building $198,200	$297,400 Land $99,200 Building $198,200
2024	$2,856.00 (+3.22%)
2023	$2,767.00 (+13.73%)	$276,800 (+19.77%) Land $99,200 Building $177,600	$276,800 (+19.77%) Land $99,200 Building $177,600
2022	$2,433.00 (+14.49%)	$231,100 Land $62,400 Building $168,700	$231,100 Land $62,400 Building $168,700
2021	$2,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 866 Enclave Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 866 Enclave Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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