866 Enchanted Oaks Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 866 Enchanted Oaks Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.768 acres (33,453 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Feb 2015)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-028`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-028`
Alternative APNs	`2420000028 00554192` `00554192`

Exterior

Lot Area	33,453 sqft (0.768 acres)

Location & Zoning

Street Address	866 ENCHANTED OAKS DR
City	WATERLOO
State	SC
Zip	29384-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 ENCHANTED OAKS PHASE I
Legal Subdivision	ENCHANTED OAKS
Legal Phase	1
Legal Lot Number	11
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3013
Census Tract	920202

Owner

866 Enchanted Oaks Dr is owned and occupied by two individuals who acquired it in August 2015.

Source: Laurens County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	866 ENCHANTED OAKS DR, WATERLOO, SC 29384-3625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Loan Modification, Mortgage · Conventional Mortgage GUILD MTG
Sep 13, 2018	Loan Modification, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2015 · Amount on File
Deed Sale	Feb 2, 2015 · Amount on File
Deed Document Number	2015791
Deed Book / Page	1196 / 167
Last Transfer Date	Aug 31, 2015
Transfer Doc	0D12260079
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAURENS SC
Property Address	866 ENCHANTED OAKS DR, WATERLOO, SC 29384-3625
Document Number	0025810229
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	866 ENCHANTED OAKS DR WATERLOO SC 293843625, WATERLOO, SC 29384-3625

Mortgage

Document Number	0025810229
Date	Apr 24, 2020
Book Page	002581/000229
Instrument	3110

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Interest

Rate	3.75%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAURENS SC
Property Address	866 ENCHANTED OAKS DR, WATERLOO, SC 29384-3625
Document Number	0024570247
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	866 ENCHANTED OAKS DR WATERLOO SC 293843625, WATERLOO, SC 29384-3625

Mortgage

Document Number	0024570247
Date	Oct 5, 2018
Book Page	002457/000247
Instrument	8767

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92186-5304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 866 Enchanted Oaks Dr was $1,008, up 4.5% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00 (+4.46%)	$5,710 (-) Land $1,750 Building $3,960
2024	$965.00 (+43.6%)	$5,710 (+0.04%) Land $1,750 Building $3,960
2023	$672.00 (-20.28%)	$5,708 (+11.27%) Land $1,748 Building $3,960	$142,700 (-8.53%) Land $43,700 Building $99,000
2022	$843.00	$5,130 Land $1,750 Building $3,380	$156,000 (-8.5%) Land $70,000 Building $86,000
2021			$170,500 Land $70,000 Building $100,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 866 Enchanted Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 866 Enchanted Oaks Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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