Bradford County property record for 866 Echo Beach Rd, Towanda, PA 18848 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · built 1995 |
| Lot Size | 6.44 acres (280,526 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,142 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 04-087.00-047-002-000 |
| Primary APN | 04-087.00-047-002-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Lot Area | 280,526 sqft (6.44 acres) |
| Street Address | 866 ECHO BEACH RD |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE AND SHED |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | ASYLUM |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 950900 |
Source: Bradford County records · APN 04-087.00-047-002-000
Assessment roll updated April 27, 2026 · Last verified May 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 866 ECHO BEACH RD, TOWANDA, PA 18848-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 866 ECHO BEACH RD, TOWANDA, PA 18848-7741 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 866 ECHO BEACH RD, TOWANDA, PA 18848-7741 |
| Document Number | 0202113524 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 202113524 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 866 ECHO BEACH RD, TOWANDA, PA 18848-7741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202005313 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 202005313 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bradford County records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Asylum Township |
| Unified School District | Towanda Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,142.00 (+4.11%) | $47,350 (-) | |
| 2024 | $3,018.00 | $47,350 | |
| 1999 | $94,670 |
Source: FEMA National Flood Hazard Layer, Bradford County (42015C), updated September 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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