866 Cookane Ave, Elgin, IL 60120 Property Records

Kane County property record for 866 Cookane Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,531 sqft · built 1884
Lot Size	0.175 acres (7,631 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2019)
Tax Bill	$5,644 (2025)
Deeds & Mortgages	Apr 2019 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-479-012`

Property Details

APN / Parcel Number

Primary APN	`06-24-479-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,531 sqft Living Area
Gross Area	2,454 sqft
Basement Area	923 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Construction Type	Frame
Lot Area	7,631 sqft (0.175 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	866 COOKANE AVE
City	ELGIN
State	IL
Zip	60120-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINZLAR ADDN LOT 5 BLOCK 1
Legal Subdivision	WINZLAR ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	866 COOKANE AVE, ELGIN, IL 60120-8530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
May 6, 2019	Grant Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND
Sep 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Deed Document Number	201917746
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0000046370
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	866 COOKANE AVE, ELGIN, IL 60120-8530
Document Number	0000018536
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 COOKANE AVE ELGIN IL 601208530, ELGIN, IL 60120-8530

Mortgage

Document Number	0000018536
Date	May 9, 2019
Instrument	18536

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 6, 2019
Property Address	866 COOKANE AVE, ELGIN, IL 60120-8530
Document Number	0000017746
Instrument Date	Mar 22, 2019
Instrument	17746
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 COOKANE AVE ELGIN IL 601208530, ELGIN, IL 60120-8530

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 21, 2018
Property Address	866 COOKANE AVE, ELGIN, IL 60120-8530
Document Number	0000046370
Instrument Date	Aug 21, 2018
Instrument	46370
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1985 SANDY CREEK DR ELGIN IL 601232573, ELGIN, IL 60123-2573

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,644.00 (+15.82%) Homeowner's exemption	$81,981 (+8.57%) Land $13,715 Building $68,266	$246,041 (+8.57%) Land $41,161 Building $204,880
2024		$75,509 (+21.39%) Land $12,632 Building $62,877	$226,618 (+21.44%) Land $37,911 Building $188,706
2022	$4,873.00 (+4.73%) Homeowner's exemption	$62,202 (+6.96%) Land $10,406 Building $51,796	$186,606 (+6.96%) Land $31,218 Building $155,388
2021	$4,653.00 Homeowner's exemption	$58,155 Land $9,729 Building $48,426	$174,465 Land $29,187 Building $145,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	102 (1979–2020)
Claims Outside the SFHA	11 of 102
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Sep 2008 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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