866 Cherry Rd, Rock Hill, SC 29732 Property Records

York County property record for 866 Cherry Rd, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 2021
Lot Size	0.327 acres (14,251 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jun 2023)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Jun 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`597-01-03-009`

Property Details

APN / Parcel Number

Primary APN	`597-01-03-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	14,251 sqft (0.327 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	866 CHERRY RD
City	ROCK HILL
State	SC
Zip	29732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF5
Legal Description	S CHERRY RD
Legal Subdivision	WESTOVER EXTENSION SUBDIVISION
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	1
Census Block	1015
Census Tract	60501

Owner

866 Cherry Rd is owned by an individual who bought it in June 2023.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	866 CHERRY RD S, ROCK HILL, SC 29732-3441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 30, 2023	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit ARTHUR STATE BANK
May 28, 2021	Deed, Transfer
Sep 3, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 7, 2020	Correction Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	202320009
Deed Book / Page	20832 / 176
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	1806400182
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	866 CHERRY RD, ROCK HILL, SC 29732
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2152500352
Date	Sep 24, 2024
Book Page	21525/352
Instrument	2024030477

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jun 30, 2023
Property Address	866 CHERRY RD, ROCK HILL, SC 29732
Document Number	2083200176
Book / Page	20832 / 176
Map Reference	MB 18 PG 14
Instrument Date	Jun 30, 2023
Instrument	2023020009
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$923.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	866 CHERRY RD S, ROCK HILL, SC 29732-3441

Mortgage

Document Number	2023020010
Date	Jun 30, 2023
Instrument	2023020010

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	866 CHERRY RD, ROCK HILL, SC 29732-3142
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 S BANK DR, ROCK HILL, SC 29732-8237

Mortgage

Document Number	1895100263
Date	Jan 28, 2021
Book Page	18951/263
Instrument	2021004977

Lender

Name	ARTHUR STATE BANK
Type	Bank
Address	ROCK HILL, SC 29732

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 28, 2021
Property Address	866 CHERRY RD, ROCK HILL, SC 29732
Document Number	1929900327
Book / Page	19299 / 327
Map Reference	MB 18 PG 14
Instrument Date	May 27, 2021
Instrument	2021030976
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 CHERRY RD, ROCK HILL, SC 29732

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Sep 3, 2020
Property Address	866 CHERRY RD, ROCK HILL, SC 29732-3142
Document Number	1855100096
Book / Page	018551 / 000096
Instrument Date	Sep 1, 2020
Instrument	40803
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$102.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	986 S BANK DR ROCK HILL SC 297328237, ROCK HILL, SC 29732-8237

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	YORK SC
Recording Date	Feb 7, 2020
Property Address	866 CHERRY RD, ROCK HILL, SC 29732-3142
Document Number	1806400182
Book / Page	018064 / 000182
Instrument Date	Feb 7, 2020
Instrument	5485
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	878 CHERRY RD S ROCK HILL SC 297323441, ROCK HILL, SC 29732-3441

Tax Assessment & Valuation

The 2025 property tax bill for 866 Cherry Rd was $3,170.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,170.00	$14,752 Land $1,100 Building $13,652	$368,800 Land $27,500 Building $341,300
2023	$2,453.00 (-0.65%)	$11,151 (-) Land $1,100 Building $10,051	$278,774 (-) Land $27,500 Building $251,274
2022	$2,469.00	$11,151 Land $1,100 Building $10,051	$278,774 Land $27,500 Building $251,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 866 Cherry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 866 Cherry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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