866 Bumby St E, Lehigh Acres, FL 33974 Property Records

Lee County property record for 866 Bumby St E, Lehigh Acres, FL 33974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · built 2025
Lot Size	0.694 acres (30,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,000 (Jul 2022)
Tax Bill	$771 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-45-27-08-00041.0090`

Property Details

APN / Parcel Number

Primary APN	`27-45-27-08-00041.0090`
Alternative APNs	`27-45-27-L2-08041.0090` `272745L2080410090` `10431962`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	30,248 sqft (0.694 acres)
View / Lot	Lake

Location & Zoning

Account Number	10431962
Street Address	866 BUMBY ST E
City	LEHIGH ACRES
State	FL
Zip	33974-0739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 8 BLK 41 PB 18 PG 131 LOTS 9 + 10
Legal Range	27E
Legal Township	45S
Legal Section	27
Legal Subdivision	LEHIGH ACRES
Legal Tract	08
Legal Block	41
Legal Lot Number	9,10
Legal Unit	8
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	3
Census Block	3105
Census Tract	40308

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	866 BUMBY ST E, LEHIGH ACRES, FL 33974-0739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 1, 2022	Warranty Deed, Transfer TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC
Aug 11, 2020	Warranty Deed, Transfer PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	2022218808
Prior Transfer Date	Aug 6, 1993
Prior Transfer Doc	2492002913
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	866 BUMBY ST E, LEHIGH ACRES, FL 33974-0739
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 BUMBY ST E, LEHIGH ACRES, FL 33974-0739

Mortgage

Document Number	0000063478
Date	Mar 12, 2026
Instrument	2026000063478

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	866 BUMBY ST E, LEHIGH ACRES, FL 33974-0739
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 GENE AVE N, LEHIGH ACRES, FL 33971-8420

Mortgage

Document Number	0000357969
Date	Nov 7, 2023
Instrument	2023000357969

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	1-Year T-Bill
Max Rate	12.2%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 1, 2022
Property Address	866 BUMBY ST E, LEHIGH ACRES, FL 33974-0739
Document Number	0000218808
Map Reference	MB 18 PG 123-137
Instrument Date	Jun 30, 2022
Instrument	2022000218808
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$273.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 24TH ST SW, LEHIGH ACRES, FL 33976-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 GEBNE AVE N, LEHIGH ACRES, FL 33971-8420

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 11, 2020
Property Address	866 BUMBY ST E, LEHIGH ACRES, FL 33974-0739
Document Number	0000185723
Instrument Date	Jul 8, 2020
Instrument	185723
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23660 TINAS LN FORT MYERS FL 339139095, FORT MYERS, FL 33913-9095

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,478 (+1,389.18%)	$570,459 (+1,059.07%) Land $38,909 Building $531,550
2025	$771.00 (+39.93%)	$26,624 (+21%) Land $26,624	$49,217 (+123.67%) Land $49,217
2023	$551.00 (+320.61%)	$22,004 (+49.99%) Land $22,004	$22,004 (+49.99%) Land $22,004
2022	$131.00	$14,670 Land $14,670	$14,670 Land $14,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bumby St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures