866 Bonita Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 866 Bonita Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,119 sqft · built 2010
Lot Size	0.156 acres (6,800 sqft)
Owner	Company Name on Record
Last Sale	$705,000 (Oct 2013)
Tax Bill	$9,803 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-372-22-00`

Property Details

APN / Parcel Number

Primary APN	`258-372-22-00`
Alternative APN	`2583700700`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,119 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	6,800 sqft (0.156 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2583700700
Street Address	866 BONITA DR
City	ENCINITAS
State	CA
Zip	92024-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEC 15-13-4W SE 1/4 POR NE 1/4 OF SE 1/4 OF NE 1/4 OF
Legal Range	04W
Legal Township	13
Legal Section	15
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	866 BONITA DR, ENCINITAS, CA 92024-3803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jan 17, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2013 · Amount on Record
Deed Sale	Oct 28, 2013 · Amount on Record
Deed Document Number	2013644439
Last Transfer Date	Jan 13, 2017
Transfer Doc	0000022776
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	866 BONITA DR, ENCINITAS, CA 92024-3803
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278226
Date	Jul 9, 2018
Instrument	2018-0278226

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	866 BONITA DR, ENCINITAS, CA 92024-3803
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278227
Date	Jul 9, 2018
Instrument	2018-0278227

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	866 BONITA DR, ENCINITAS, CA 92024-3803
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000354110
Date	Jul 6, 2020
Instrument	2020-0354110

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	866 BONITA DR, ENCINITAS, CA 92024-3803
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 BONITA DR, ENCINITAS, CA 92024-3803

Mortgage

Document Number	0000630506
Date	Sep 7, 2021
Instrument	2021-0630506

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2017
Property Address	866 BONITA DR, ENCINITAS, CA 92024-3803
Document Number	0000022776
Instrument Date	Jan 13, 2017
Instrument	22776
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	866 BONITA DR ENCINITAS CA 920243803, ENCINITAS, CA 92024-3803

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2017
Property Address	866 BONITA DR, ENCINITAS, CA 92024-3803
Document Number	0000022777
Instrument Date	Jan 13, 2017
Instrument	22777
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	866 BONITA DR ENCINITAS CA 920243803, ENCINITAS, CA 92024-3803

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,507 (+2%) Land $625,186 Building $256,321
2025	$9,803.00 (+6.81%) Homeowner's exemption	$864,224 (+4.04%) Land $612,928 Building $251,296
2023	$9,178.00 (+2.6%) Homeowner's exemption	$830,667 Land $589,128 Building $241,539
2022	$8,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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