866 Bangor Rd, Troy, ME 04987 Property Records

Waldo County and Troy Town property record for 866 Bangor Rd, Troy, ME 04987

Property Summary

Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on File
Last Sale	$144,800 (Oct 2015)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TRRY M:004 L:001`

Property Details

APN / Parcel Number

Primary APN	`TRRY M:004 L:001`

Exterior

Lot Area	121,097 sqft (2.78 acres)

Location & Zoning

Street Address	866 BANGOR RD
City	TROY
State	ME
Zip	04987-3446
Property Category	Other
Property Type	Unknown
Legal Lot Number	1
Jurisdiction	TROY ME
Township / Civil Division	TROY
Census Block Group	2
Census Block	2012
Census Tract	46002

Owner

866 Bangor Rd is owned by an individual who bought it in October 2015.

Source: Waldo County and Troy Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 29, TROY, ME 04987-0029
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 2, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2015 · Amount on File
Deed Sale	Oct 20, 2015 · Amount on File
Deed Document Number	201510392
Deed Book / Page	04010 / 0081
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY ME
Property Address	866 BANGOR RD, TROY, ME 04987-3446
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004727/264
Date	Nov 1, 2021
Book Page	4727/264
Instrument	2021-12203

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY ME
Property Address	866 BANGOR RD, TROY, ME 04987-3446
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004857/180
Date	Nov 1, 2022
Book Page	4857/180
Instrument	2022-10171

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY ME
Property Address	866 BANGOR RD, TROY, ME 04987-3446
Document Number	0045200314
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 BANGOR RD TROY ME 049873446, TROY, ME 04987-3446

Mortgage

Document Number	0045200314
Date	Jul 23, 2020
Book Page	004520/000314
Instrument	6438

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY ME
Property Address	866 BANGOR RD, TROY, ME 04987-3446
Document Number	0043280187
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 BANGOR RD TROY ME 049873446, TROY, ME 04987-3446

Mortgage

Document Number	0043280187
Date	Nov 28, 2018
Book Page	004328/000187

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 866 Bangor Rd was $3,714, up 11.8% from the year before.

Source: Waldo County and Troy Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Troy Town
Unified School District	School Administrative District 03 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,714.00 (+11.8%)	$314,740 (+21.27%) Land $34,680 Building $280,060
2024	$3,322.00 (+14.28%)	$259,530 (-) Land $27,740 Building $231,790
2023	$2,907.00 (+4.72%)	$259,530 (+40.23%) Land $27,740 Building $231,790
2022	$2,776.00	$185,080 Land $21,780 Building $163,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 866 Bangor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 866 Bangor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
UniTel Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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