Ramsey County property record for 866 Armstrong Ave, Saint Paul, MN 55102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 898 sqft · built 1912 |
| Lot Size | 0.163 acres (7,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,900 (Dec 2020) |
| Tax Bill | $4,192 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-31-0057 |
| Primary APN | 11-28-23-31-0057 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 898 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,080 sqft (0.163 acres) |
| Lot Dimensions | 120 ft deep x 59 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 445057 |
|---|---|
| Street Address | 866 ARMSTRONG AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATSONS ADDITION EX W 20 FT; LOT 3 & W 39 FT OF LOT 2 BLK 3 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | WATSONS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 3,2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 36700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 866 ARMSTRONG AVE, SAINT PAUL, MN 55102-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Dec 30, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS |
| Oct 23, 2020 | Loan Modification, Mortgage PLATINUM BK |
| Aug 14, 2020 | Warranty Deed, Transfer TITLESMART |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Deed Document Number | 20204854421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 866 ARMSTRONG AVE, SAINT PAUL, MN 55102-3708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04906621 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | A04906621 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 30, 2020 |
| Property Address | 866 ARMSTRONG AVE, SAINT PAUL, MN 55102-3708 |
| Document Number | 0004854421 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 4854421 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | TITLESMART |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $802.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 866 ARMSTRONG AVE ST PAUL MN 551023708, ST PAUL, MN 55102-3708 |
| Document Number | 4854422 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 4854422 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 866 ARMSTRONG AVE, SAINT PAUL, MN 55102-3708 |
| Document Number | 0004845676 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | TITLESMART |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 866 ARMSTRONG AVE ST PAUL MN 551023708, ST PAUL, MN 55102-3708 |
| Investor | Possibly a Property Investor |
| Document Number | 0004845676 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 4845676 |
| Name | PLATINUM BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 14, 2020 |
| Property Address | 866 ARMSTRONG AVE, SAINT PAUL, MN 55102-3708 |
| Document Number | 0004827235 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 4827235 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | TITLESMART |
| Amount | Amount Recorded |
|---|---|
| Tax | $391.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4820 MINNETONKA BLVD #3 ST LOUIS PARK MN 554162263, 3, ST LOUIS PARK, MN 55416-2263 |
| Investor | Possibly a Property Investor |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,500 (+7.01%) Land $40,000 Building $239,500 | $279,500 (+7.01%) Land $40,000 Building $239,500 | |
| 2025 | $4,192.00 (+4.33%) | ||
| 2023 | $4,018.00 Homeowner's exemption | $261,200 Land $40,000 Building $221,200 | $261,200 Land $40,000 Building $221,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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