Nassau County property record for 86595 Cardinal Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,796 sqft · built 1973 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,520 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2N-27-0000-0003-0120 |
| Primary APN | 04-2N-27-0000-0003-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,541 sqft |
| 1st Floor Area | 1,796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Attached |
| Garage Area | 745 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 84 sqft |
| Pole Barn | 680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86595 CARDINAL RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | PT LOT 2 IN SEC 04-2N-27E RECD IN OR 1956/1516 ESMT IN OR 514/764 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Block | 120 |
| Legal Lot Number | 2 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50306 |
86595 Cardinal Rd is owned and occupied by an individual who acquired it in January 2015.
Source: Nassau County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86595 CARDINAL RD, YULEE, FL 32097-5559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2015 |
| Transfer Doc | 0019561516 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 86595 Cardinal Rd was $1,520 with a homeowner's exemption, up 1.8% from the year before.
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,520.00 (+1.81%) Homeowner's exemption | $139,385 (+2.9%) | $296,596 (+5.27%) Land $136,000 Building $160,596 |
| 2024 | $1,493.00 (+2.12%) Homeowner's exemption | $135,457 (+3%) | $281,755 (+2.37%) Land $128,000 Building $153,755 |
| 2023 | $1,462.00 (+11.94%) Homeowner's exemption | $131,512 (+3%) | $275,228 (+31.28%) Land $128,000 Building $147,228 |
| 2022 | $1,306.00 Homeowner's exemption | $127,682 | $209,643 Land $88,000 Building $121,643 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86595 Cardinal Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86595 Cardinal Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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