8659 Elmtree Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 8659 Elmtree Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1954
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$142,900 (Jul 2018)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`590-0222-0255-00`

Property Details

APN / Parcel Number

Primary APN	`590-0222-0255-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	625 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	133 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8659 ELMTREE AVE
City	CINCINNATI
State	OH
Zip	45231-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMTREE AVE 60.17 X 133.02 IRR LOT 99 BRENTWOOD SUB SEC 2
Legal Subdivision	BRENTWO OD SUB
Legal Lot Number	99
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5006
Census Tract	22102

Owner

8659 Elmtree Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8659 ELMTREE AVE, CINCINNATI, OH 45231-4753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional with PMI STOCKTON MTG
Jun 29, 2018	Deed of Trust, Transfer EQUITY RSRCS
Dec 12, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Nov 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Oct 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	Dec 12, 2017 · Amount on File
Deed Document Number	18-0058543
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8659 ELMTREE AVE, CINCINNATI, OH 45231-4753
Document Number	0000035727
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8659 ELMTREE AVE CINCINNATI OH 452314753, CINCINNATI, OH 45231-4753

Mortgage

Document Number	0000035727
Date	Apr 16, 2020
Book Page	014148/001912
Instrument	35727

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2035

June 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8659 ELMTREE AVE, CINCINNATI, OH 45231-4753
Document Number	0000058606
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8659 ELMTREE AVE CINCINNATI OH 452314753, CINCINNATI, OH 45231-4753

Mortgage

Document Number	0000058606
Date	Jul 9, 2018
Book Page	013705/002096
Instrument	58606

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 8, 2038

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 12, 2017
Property Address	8659 ELMTREE AVE, CINCINNATI, OH 45231-4753
Document Number	0000112838
Book / Page	013562 / 001334
Instrument Date	Dec 1, 2017
Instrument	112838
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$123.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3460 PARK 42 DR SHARONVILLE OH 45241, SHARONVILLE, OH 45241
Investor	Possibly a Property Investor

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 27, 2017
Property Address	8659 ELMTREE AVE, CINCINNATI, OH 45231-4753
Document Number	0000107891
Book / Page	013551 / 002128
Instrument Date	Nov 20, 2017
Instrument	107891
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5326 OAKCREST CT MILFORD OH 451508027, MILFORD, OH 45150-8027
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2017
Property Address	8659 ELMTREE AVE, CINCINNATI, OH 45231-4753
Document Number	0000095061
Book / Page	013525 / 001790
Instrument Date	Oct 17, 2017
Instrument	95061
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8659 ELMTREE AVE CINCINNATI OH 452314753, CINCINNATI, OH 45231-4753

Tax Assessment & Valuation

The 2025 property tax bill for 8659 Elmtree Ave was $5,267, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,267.00 (+0.1%)	$73,143 (-) Land $11,550 Building $61,593
2024	$5,262.00 (+3.48%)	$73,143 (-) Land $11,550 Building $61,593
2023	$5,085.00 (+5.52%)	$73,143 (+45.18%) Land $11,550 Building $61,593	$208,980 Land $33,000 Building $175,980
2022	$4,819.00	$50,380 Land $11,400 Building $38,980
2020			$143,940 Land $32,570 Building $111,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8659 Elmtree Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8659 Elmtree Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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