Winnebago County property record for 8658 Terry Rd, Rockford, IL 61108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 1960 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,851 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169D015A |
| Primary APN | 169D015A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,716 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 247 ft deep x 108 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 636 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 169D015A |
|---|---|
| Street Address | 8658 TERRY RD |
| City | ROCKFORD |
| State | IL |
| Zip | 61108-4528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | MELWOOD HGTS PT W 1/2 SE1/4 SEC 25-44-2 (EXC WLY 12 FT) LOT 14 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 25 |
| Legal Subdivision | MELWOOD HEIGHTS 01 |
| Legal Lot Number | 14 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 514 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8658 TERRY RD, ROCKFORD, IL 61108-4528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERATIONS CU |
| Mar 31, 2017 | Quit Claim Deed, Transfer TITLE UNDERWRITERS AGENCY |
| Mar 29, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage GENERATIONS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8658 TERRY RD, ROCKFORD, IL 61108-4528 |
| Document Number | 0001009600 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8658 TERRY RD ROCKFORD IL 611084528, ROCKFORD, IL 61108-4528 |
| Document Number | 0001009600 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 1009600 |
| Name | GENERATIONS CU |
|---|---|
| Type | Credit Union |
| Address | ROCKFORD, IL 61108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 12, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 31, 2017 |
| Property Address | 8658 TERRY RD, ROCKFORD, IL 61108-4528 |
| Document Number | 0001009938 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 1009938 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8658 TERRY RD ROCKFORD IL 611084528, ROCKFORD, IL 61108-4528 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 29, 2017 |
| Property Address | 8658 TERRY RD, ROCKFORD, IL 61108-4528 |
| Document Number | 0001009586 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 1009586 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8658 TERRY RD ROCKFORD IL 611084528, ROCKFORD, IL 61108-4528 |
| Document Number | 1009587 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 1009587 |
| Name | GENERATIONS CU |
|---|---|
| Type | Credit Union |
| Address | ROCKFORD, IL 61108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 28, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,851.00 | $57,824 (+33.51%) Land $6,646 Building $51,178 | $173,472 (+33.51%) Land $19,938 Building $153,534 |
| 2022 | Homeowner's exemption Disabled Person's exemption | $43,311 Land $4,702 Building $38,609 | $129,933 Land $14,106 Building $115,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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