86574 Oar Row N, Yulee, FL 32097 Property Records

Nassau County property record for 86574 Oar Row N, Yulee, FL 32097

Property Summary

Property Type	Vacant Land
Lot Size	0.251 acres (10,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,100 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
APN	`51-3N-27-0700-0063-0000`

Property Details

APN / Parcel Number

Primary APN	`51-3N-27-0700-0063-0000`

Exterior

Lot Area	10,915 sqft (0.251 acres)

Location & Zoning

Street Address	86574 OAR ROW N
City	YULEE
State	FL
Zip	32097-8772
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RSF-2
Legal Description	LOT 63 HEADWATERS AT LOFTON CREEK PHASE ONE OR 2748/860
Legal Subdivision	HEADWATERS AT LOFTON CREEK
Legal Lot Number	63
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2047
Census Tract	50306

Owner

Source: Nassau County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86574 OAR ROW N, YULEE, FL 32097-8772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Special Warranty Deed, Transfer · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC
Apr 29, 2026	Special Warranty Deed, Transfer · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Document Number	202612754
Deed Book / Page	2864 / 997
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 29, 2026
Property Address	86574 OAR ROW N, YULEE, FL 32097-8772
Document Number	0000012754
Book / Page	2864 / 997
Instrument Date	Apr 28, 2026
Instrument	2026.12754
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	INSURED TITLE, INSPIRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445,480.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86574 OAR ROW N, YULEE, FL 32097-8772

Mortgage

Document Number	0000012755,
Date	Apr 29, 2026
Instrument	2026..12755

Lender

Name	OBSIDIAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 29, 2026
Property Address	86574 OAR ROW N, YULEE, FL 32097-8772
Document Number	0028640997
Book / Page	2864 / 997
Instrument Date	Apr 28, 2026
Instrument	202612754
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445,480.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86574 OAR ROW N, YULEE, FL 32097-8772

Mortgage

Document Number	0000012755,
Date	Apr 29, 2026
Instrument	202612755

Lender

Name	OBSIDIAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$75,000 Land $75,000	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Oar Row N

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