8657 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8657 Laredo St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,166 sqft · built 1985
Lot Size0.471 acres (20,560 sqft)
OwnerIndividual Name on Record
Last Sale$137,000 (Jun 2017)
Tax Bill$1,132 (2024)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-2S-26-2740-00600-0160

Property Details

APN / Parcel Number

Primary APN21-2S-26-2740-00600-0160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,166 sqft Heated Area
Gross Area1,647 sqft
1st Floor Area1,442 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialVinyl
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area20,560 sqft (0.471 acres)
Lot Dimensions2,060 ft deep x 1,000 ft wide
Garage Area276 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area205 sqft
Deck Area32 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number212S262740006000160
Street Address8657 LAREDO ST
CityNAVARRE
StateFL
Zip32566-2129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNAVARRE 1ST ADD LOT 16 BLK 6 AS DES IN OR 3633 PG 191
Legal Range26W
Legal Township02S
Legal Section21
Legal SubdivisionNAVARRE 1ST ADD
Legal Block6
Legal Lot Number16
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group3
Census Block3011
Census Tract10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8657 LAREDO ST, NAVARRE, FL 32566-2129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2017 · Amount on Record
Deed SaleJun 14, 2017 · Amount on Record
Prior SaleNov 4, 2013 · Amount on Record
Deed Document Number201723961
Deed Book / Page3633 / 0191
Record UpdatedJun 8, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 14, 2017
Property Address8657 LAREDO ST, NAVARRE, FL 32566-2129
Document Number0036330191
Book / Page3633 / 0191
Map ReferenceMB B PG169
Instrument DateJun 6, 2017
Instrument201723961
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyRELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Tax$959.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1711 COXWOLD CT, 1711, SAN ANTONIO, TX 78245-1657

Transferred To (Grantee/Buyer)

NameVerified Name
Address8657 LAREDO ST, NAVARRE, FL 32566-2129

Mortgage

Document Number0201723963
DateJun 14, 2017
Instrument201723963
Lender
NameSANTA ROSA COUNTY
TypeGovernment Agency
Agreement
AmountAmount Recorded

Mortgage

Document Number0036330192
DateJun 14, 2017
Book Page3633/0192
Instrument201723962
Lender
NameSOUTHPOINT FINANCIAL SERVICES INC
TypeSubprime Lender
AddressALPHARETTA, GA 30005
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,132.00 (+3.57%) Homeowner's exemption Widower's exemption$129,438 (+3%)$208,436 (+0.8%) Land $75,000 Building $133,436
2023$1,093.00 (-1.18%) Homeowner's exemption Disabled Person's exemption$125,668 (+3%)$206,785 (+26.45%) Land $75,000 Building $131,785
2022$1,106.00 Homeowner's exemption Disabled Person's exemption$122,007$163,534 Land $45,000 Building $118,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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