8656 War Bonnet Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 8656 War Bonnet Dr, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,522 sqft · built 1965
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Feb 2026)
Tax Bill$3,318 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNE-17-12-127-032

Property Details

APN / Parcel Number

Primary APNE-17-12-127-032

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,522 sqft Living Area
1st Floor Area888 sqft
Basement Area600 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions115 ft deep x 90 ft wide
Garage Area415 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area340 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address8656 WAR BONNET DR
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-3438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 12 GOLF MANOR SUB NO 4 LOT 219
Legal Range08E
Legal Township02N
Legal Section12
Legal SubdivisionGOLF MANOR SUB
Legal Lot Number219
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2003
Census Tract134400

Owner

8656 War Bonnet Dr is owned and occupied by an individual who bought it in February 2026.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3621 GRAND RIVER AVE APT 101, 101, FARMINGTON, MI 48335
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Oct 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 14, 2022Warranty Deed, Transfer
Sep 10, 2020Deed of Trust, Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2026 · Amount on File
Deed SaleFeb 5, 2026 · Amount on File
Prior SaleNov 14, 2022 · Amount on File
Deed Document Number202615930
Deed Book / Page60929 / 65
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 5, 2026
Property Address8656 WAR BONNET DR, COMMERCE TOWNSHIP, MI 48382-3438
Document Number20260015930
Book / Page60929 / 65
Map ReferenceLB 107 PG 20
Instrument DateFeb 3, 2026
Instrument20260015930
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8656 WAR BONNET DR, COMMERCE TOWNSHIP, MI 48382-3438

Transferred To (Grantee/Buyer)

NameVerified Name
Address3621 GRAND RIVER AVE #101 # 101, 101, FARMINGTON, MI 48335

Mortgage

Document Number0060927570
DateFeb 5, 2026
Instrument60927/570
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address8656 WAR BONNET DR, COMMERCE TOWNSHIP, MI 48382-3438
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2575 GROVE CIR, COMMERCE TOWNSHIP, MI 48382-3598

Mortgage

Document Number0000463904
DateOct 27, 2022
Book Page58219/504
Instrument463904
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 14, 2022
Property Address8656 WAR BONNET DR, COMMERCE TOWNSHIP, MI 48382-3438
Document Number0000470730
Book / Page58256 / 591
Map ReferenceLB 107 PG 20
Instrument DateOct 25, 2022
Instrument470730
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

AmountAmount on Record
Tax$2,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8656 WAR BONNET DR, COMMERCE TWP, MI 48382-3438

Transferred To (Grantee/Buyer)

NameVerified Name
Address8656 WAR BONNET DR, COMMERCE TWP, MI 48382-3438

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address8656 WAR BONNET DR, COMMERCE TOWNSHIP, MI 48382-3438
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8656 WAR BONNET DR, COMMERCE TOWNSHIP, MI 48382-3438

Mortgage

Document Number0000182178
DateSep 10, 2020
Book Page54798/879
Instrument182178
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8656 War Bonnet Dr was $3,318 with a homeowner's exemption, down 36.3% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,318.00 (-36.28%) Homeowner's exemption$177,080$354,160
2024$5,207.00
2023$157,780$315,560
2021$2,728.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8656 War Bonnet Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8656 War Bonnet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE TOWNSHIP
serves 19,811 people · EPA ID MI0001573
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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