Madison County property record for 8656 Schmalz Rd, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,680 sqft · built 1970 |
| Lot Size | 16.9 acres (738,778 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,528 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Mortgage |
| APN | 09-1-22-03-00-000-020 |
| Primary APN | 09-1-22-03-00-000-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 738,778 sqft (16.9 acres) |
| Patio Area | 106 sqft |
| Lean-To | 272 sqft |
| Pole Barn | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8656 SCHMALZ RD |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR PT SW SE |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 403531 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8656 SCHMALZ RD, TROY, IL 62294-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Aug 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2007 |
| Transfer Doc | 0000012296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 19, 2026 |
| Property Address | 8656 SCHMALZ RD, TROY, IL 62294-1746 |
| Document Number | 0000024077 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202624077 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8656 SCHMALZ RD, TROY, IL 62294-1746 |
| Document Number | 0000024077, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202624077 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 13, 2026 |
| Property Address | 8656 SCHMALZ RD, TROY, IL 62294-1746 |
| Document Number | 0000023532 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202623532 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8656 SCHMALZ RD, TROY, IL 62294-1746 |
| Document Number | 0000023532, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202623532 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,528.00 (+7.86%) | $83,710 (+28%) Land $17,470 Building $66,240 | |
| 2024 | $4,198.00 (+16.35%) | ||
| 2022 | $3,608.00 | $65,400 Land $13,530 Building $51,870 | $196,397 Land $40,631 Building $155,766 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARINE serves 1,037 people · EPA ID IL1190700 |
|---|---|
| Water Source | Purchased surface water from BOND/MADISON WATER COMPANY |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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