8656 Coldwater Dr, Powell, OH 43065 Property Records

Delaware County property record for 8656 Coldwater Dr, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,586 sqft · built 2005
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2020)
Tax Bill	$14,316 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`319-311-07-004-000`

Property Details

APN / Parcel Number

Primary APN	`319-311-07-004-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,586 sqft Living Area
Gross Area	5,828 sqft
1st Floor Area	2,046 sqft
Upper Floors Area	1,540 sqft
Basement Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	28 sqft
Patio Area	894 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8656 COLDWATER DR
City	POWELL
State	OH
Zip	43065-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2646 GOLF VILLAGE SEC2 PHB
Legal Subdivision	GOLF VILLAGE
Legal Lot Number	2646
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1009
Census Tract	11900

Owner

8656 Coldwater Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8656 COLDWATER DR, POWELL, OH 43065-7093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK CENTRAL FLORIDA
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Document Number	202027425
Deed Book / Page	1751 / 199
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	8656 COLDWATER DR, POWELL, OH 43065-7093
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8656 COLDWATER DR, POWELL, OH 43065-7093

Mortgage

Document Number	0000027003
Date	Nov 7, 2025
Instrument	202500027003

Lender

Name	FIFTH THIRD BANK CENTRAL FLORIDA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2055

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	8656 COLDWATER DR, POWELL, OH 43065-7093
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8656 COLDWATER DR, POWELL, OH 43065-7093

Mortgage

Document Number	0000020363
Date	Jul 6, 2022
Book Page	1977/235
Instrument	202200020363

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	8656 COLDWATER DR, POWELL, OH 43065-7093
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050697
Date	Nov 17, 2021
Book Page	1921/981
Instrument	202100050697

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 28, 2020
Property Address	8656 COLDWATER DR, POWELL, OH 43065-7093
Document Number	0000027425
Book / Page	1751 / 199
Map Reference	CAB 3 SL 409
Instrument Date	Jul 23, 2020
Instrument	202000027425
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	SEARCH 2 CLOSE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000027426
Date	Jul 28, 2020
Instrument	202000027426

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8656 Coldwater Dr was $14,316, down 4.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Municipality	Powell City
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,316.00 (-4.67%)	$238,000 (-) Land $47,950 Building $190,050	$680,000 Land $137,000 Building $543,000
2024	$15,018.00 (+5.95%) Homeowner's exemption	$238,000 (+6.53%) Land $47,950 Building $190,050
2023	$14,174.00 Homeowner's exemption	$223,410 Land $47,950 Building $175,460	$680,000 Land $137,000 Building $543,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8656 Coldwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8656 Coldwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Bresco Broadband.

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