Seneca County and Lodi Town property record for 8655 Upper Lake Rd, Lodi, NY 14860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2003 |
| Lot Size | 8.77 acres (382,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2022) |
| Tax Bill | $5,526 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Apr 2022 Sale & Mortgage |
| APN | 452689 09-1-27.12 |
| Primary APN | 452689 09-1-27.12 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 382,021 sqft (8.77 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8655 UPPER LAKE RD |
|---|---|
| City | LODI |
| State | NY |
| Zip | 14860-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 27.012 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 950900 |
8655 Upper Lake Rd is owned by two individuals who bought it in April 2022.
Source: Seneca County and Lodi Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8650 UPPER LAKE RD, LODI, NY 14860-9605 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT |
| Apr 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on File |
| Deed Sale | Apr 1, 2022 · Amount on File |
| Prior Sale | Feb 22, 2012 · Amount on File |
| Deed Document Number | 202257913 |
| Deed Book / Page | 1053 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 8655 UPPER LAKE RD, LODI, NY 14860-9606 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001860/184 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 1860/184 |
| Instrument | 59234 |
| Name | FARM CREDIT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Apr 1, 2022 |
| Property Address | 8655 UPPER LAKE RD, LODI, NY 14860-9606 |
| Document Number | 001053/171 |
| Book / Page | 1053 / 171 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 57913 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8650 UPPER LAKE RD, LODI, NY 14860-9605 |
| Document Number | 0000057914 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 57914 |
| Name | FARM CREDIT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 8655 Upper Lake Rd was $5,526, up 7.1% from the year before.
Source: Seneca County and Lodi Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Lodi Town |
| Unified School District | South Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,526.00 (+7.05%) | ||
| 2025 | $5,162.00 | $145,300 Land $30,300 Building $115,000 | $345,952 Land $72,143 Building $273,809 |
| 2023 | $145,300 Land $30,300 Building $115,000 | $296,531 Land $61,837 Building $234,694 | |
| 2019 | $1,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 8655 Upper Lake Rd; there have been 12 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1993–2021) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8655 Upper Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CBN.
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