Placer County property record for 8655 Rose Clover Ct, Granite Bay, CA 95746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,706 sqft · built 2023 |
| Owner | Trust Name on File |
| Last Sale | $1,651,000 (Jul 2024) |
| Tax Bill | $21,523 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-680-026-000 |
| Primary APN | 048-680-026-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,706 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8655 ROSE CLOVER CT |
|---|---|
| City | GRANITE BAY |
| State | CA |
| Zip | 95746-6175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 WHITEHAWK II MOR FF-85 |
| Legal Subdivision | WHITEHAWK II |
| Legal Lot Number | 26 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20605 |
8655 Rose Clover Ct is owner-occupied and held in a trust since July 2024.
Source: Placer County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8655 ROSE CLOVER CT, GRANITE BAY, CA 95746-6175 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA |
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on File |
| Deed Sale | Jul 18, 2024 · Amount on File |
| Deed Document Number | 202437604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8655 ROSE CLOVER CT, GRANITE BAY, CA 95746-6175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000037131 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-0037131 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | ROSEVILLE, CA 95661 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | May 15, 2026 |
| Property Address | 8655 ROSE CLOVER CT, GRANITE BAY, CA 95746-6175 |
| Document Number | 0000028057 |
| Instrument Date | May 13, 2026 |
| Instrument | 202628057 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 8655 ROSE CLOVER CT, GRANITE BAY, CA 95746-6175 |
| Document Number | 0000028057, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202628057 |
| Name | CIBC BANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 8655 Rose Clover Ct was $21,523.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Eureka Union Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,506,491 (-8.74%) Land $276,396 Building $1,230,095 | |
| 2025 | $21,523.00 | $1,650,786 Land $280,000 Building $1,370,786 |
| 2023 | $5,878.00 (+195.97%) | $188,728 Land $188,728 |
| 2022 | $1,986.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8655 Rose Clover Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8655 Rose Clover Ct is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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