Frederick County property record for 8654 Shady Pines Dr, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,106 sqft · built 2021 |
| Lot Size | 0.04 acres (1,782 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $481,340 (Aug 2021) |
| Tax Bill | $6,189 (2023) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-594793 |
| Primary APN | 07-594793 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,106 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,782 sqft (0.04 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 594793 |
|---|---|
| Street Address | 8654 SHADY PINES DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6782 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22563 1,782 SQ FT URBANA TOWN CENTER |
| Legal Subdivision | URBANA TOWN CENTER |
| Legal Lot Number | 22563 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 752206 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8654 SHADY PINES DR, FREDERICK, MD 21704-6782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 17, 2021 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Apr 15, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 0015203195 |
| Deed Book / Page | 15203 / 195 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8654 SHADY PINES DR, FREDERICK, MD 21704-6782 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | COMMUNITY TITLE NETWORK LLC |
| Name | Verified Name |
|---|
| Document Number | 0138480425 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 13848/425 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8654 SHADY PINES DR, FREDERICK, MD 21704-6782 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0157080045 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 15708/45 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Max Rate | 6.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 17, 2021 |
| Property Address | 8654 SHADY PINES DR, FREDERICK, MD 21704-6782 |
| Document Number | 0152030195 |
| Book / Page | 15203 / 195 |
| Map Reference | MB 98 PL 150 |
| Instrument Date | Aug 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,406.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 CORRIDOR PL, 4700, BELTSVILLE, MD 20705-1163 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8654 SHADY PINES DR, FREDERICK, MD 21704-6782 |
| Document Number | 0015203200 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 15203/200 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 15, 2021 |
| Property Address | 8654 SHADY PINES DR, FREDERICK, MD 21704-6782 |
| Document Number | 0147770152 |
| Book / Page | 14777 / 152 |
| Map Reference | MB 98 PL 150 |
| Instrument Date | Apr 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 MAIN ST # ST3RD, 506, GAITHERSBURG, MD 20878-5768 |
| Name | Verified Name |
|---|---|
| Address | 4700 CORRIDOR PL STE 100, 100, BELTSVILLE, MD 20705-1116 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,189.00 | $416,867 | $425,200 Land $140,000 Building $285,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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