8654 S Phillips Ave, Chicago, IL 60617 Property Records

Cook County property record for 8654 S Phillips Ave, Chicago, IL 60617

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1954
Lot Size	0.088 acres (3,812 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2016)
Tax Bill	$1,832 (2023)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-31-324-050`

Property Details

APN / Parcel Number

Primary APN	`21-31-324-050`
Alternative APN	`21-31-324-050-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,812 sqft (0.088 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8654 S PHILLIPS AVE
City	CHICAGO
State	IL
Zip	60617-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(HILLS) ADD TO (SOUTH) (CHICAGO) SUB OF SW SEC 31-38-15
Legal Range	15E
Legal Township	38N
Legal Section	31
Legal Subdivision	HILLS ADD TO SOUTH CHICAGO
Legal Block	57
Legal Lot Number	22,23
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4009
Census Tract	460400

Owner

8654 S Phillips Ave is owned and occupied by an individual who bought it in September 2016.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	8654 S PHILLIPS AVE, CHICAGO, IL 60617-2341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 2, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Aug 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2016 · Amount on File
Deed Sale	Sep 27, 2016 · Amount on File
Prior Sale	May 5, 2015
Deed Document Number	201642005
Prior Transfer Date	Dec 15, 1993
Prior Transfer Doc	0000000890
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8654 S PHILLIPS AVE, CHICAGO, IL 60617-2341
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8654 S PHILLIPS AVE, CHICAGO, IL 60617-2341

Mortgage

Document Number	0011614194
Date	Apr 25, 2024
Instrument	2411614194

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Sep 1, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	8654 S PHILLIPS AVE, CHICAGO, IL 60617-2341
Document Number	2030040039
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8654 S PHILLIPS AVE CHICAGO IL 606172341, CHICAGO, IL 60617-2341

Mortgage

Document Number	2030040039
Date	Oct 26, 2020
Instrument	30040039

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate	3.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8654 S PHILLIPS AVE, CHICAGO, IL 60617-2341
Document Number	2030020420
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8654 S PHILLIPS AVE CHICAGO IL 606172341, CHICAGO, IL 60617-2341

Mortgage

Document Number	2030020420
Date	Oct 26, 2020
Instrument	30020420

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,000 Land $2,859 Building $10,141	$130,000 Land $28,590 Building $101,410
2023	$1,832.00 (+3.85%)
2022	$1,764.00 Homeowner's exemption	$12,000 Land $3,812 Building $8,188	$120,000 Land $38,120 Building $81,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8654 S Phillips Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8654 S Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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