Henderson County property record for 8653 Tscharner Rd, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 1,955 sqft · built 1985 |
| Lot Size | 0.499 acres (21,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Apr 2023) |
| Tax Bill | $3,276 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2008 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-83 |
| Primary APN | 85-83 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,955 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,750 sqft (0.499 acres) |
| Lot Dimensions | 150 ft deep x 145 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 51879 |
|---|---|
| Street Address | 8653 TSCHARNER RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | EBLEN-CLARK SUBDIVISION |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 20701 |
Source: Henderson County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage STERLING UNITED FCU |
| Apr 16, 2008 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Mar 20, 2009 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jun 9, 2023 | Deed, Transfer |
| Apr 5, 2023 | Deed, Transfer · Conventional Mortgage STERLING UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2023 · Amount on Record |
| Deed Sale | Apr 25, 2023 · Amount on Record |
| Prior Sale | Apr 5, 2023 · Amount on Record |
| Deed Document Number | 20233708 |
| Deed Book / Page | 666 / 745 |
| Prior Transfer Date | Apr 8, 2008 |
| Prior Transfer Doc | 000561/623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Document Number | MT1491/814 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | MT1491/814 |
| Instrument | 2026000563 |
| Name | STERLING UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | 1330 W FRANKLIN ST, EVANSVILLE, IN 47710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000998/388 |
|---|---|
| Date | Apr 16, 2008 |
| Book Page | 998/388 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001021/266 |
|---|---|
| Date | Mar 20, 2009 |
| Book Page | 1021/266 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 5, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jun 9, 2023 |
| Property Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Document Number | 0RE667/620 |
| Book / Page | RE 667 / 620 |
| Map Reference | MB 11 PG 260 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023005177 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8320 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Apr 5, 2023 |
| Property Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Document Number | 0RE666/302 |
| Book / Page | RE666 / 302 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023003018 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4323 SAINT OLAF CIR, HENDERSON, KY 42420-9460 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8653 TSCHARNER RD, HENDERSON, KY 42420-8928 |
| Document Number | 2023003019 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023003019 |
| Name | STERLING UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,276.00 (+159.18%) | $290,500 (+88.03%) | $290,500 (+88.03%) |
| 2023 | $1,264.00 Homeowner's exemption | $154,500 | $154,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1997–2018) |
| Most Recent Claim | Mar 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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